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Invest in SEBI regulated and Listed fixed-income opportunities

Returns from 8 to 15%

Steady and secured fixed-income

100% SEBI Compliant

0% Defaults till date

Choose from an extensive inventory of Government and Corporate Bonds

What makes SMEST a preferred investment platform?

0.00%

Defaults

Minimum Investment

Cr+

Investment Options

Unlock the potential of Bond IPOs and invest online in minutes!

No KYC Required

Pay via UPI

Invest as low as 10k

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Why Invest in Bonds?

Why invest in Bonds?

Investing in bonds provides steady income through fixed interest payments and returns the principal at maturity. Safer than stocks and often offering higher returns than fixed deposits, bonds are ideal for conservative investors or those seeking portfolio diversification.

Why Invest in Bonds?
Portfolio Diversification

Including bonds helps spread risk and balance your investment portfolio.

Why Invest in Bonds?
Higher returns than Fixed Deposits

Bonds often yield better returns compared to fixed deposits.

Why Invest in Bonds?
Stable & Regular Income Stream

Bonds provide consistent interest payments throughout their term.

Why Invest in Bonds?
Principal protection

Bonds return the full principal amount at maturity, safeguarding your initial investment.

Why Invest in Bonds?
Highest claim priority

In case of liquidation, bondholders are prioritized over shareholders for repayment.

Why Invest in Bonds?
Lower risk than equity and other volatile assets

Bonds offer a safer investment option than stocks and other high-risk assets.

Explore the Indian Fixed Income Market and why you should invest in Bonds

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Welcome to SMEST Capital!

Welcome to SMEST Capital! Discover how our platform empowers you to invest in bonds with ease and confidence. Join us as we revolutionize the way you grow your wealth in the bond market

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Investment process on SMEST

Watch this step-by-step guide on how to invest in bonds through SMEST Capital. Learn how easy and secure it is to grow your wealth with our user-friendly platform. Start your journey to smarter investments today!

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What are Bonds?

Curious about bonds? This video explains what bonds are and how they can help you achieve financial growth. Learn the basics and start investing confidently with SMEST Capital

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Are you a Corporate Bond?

Explore the world of corporate bonds in this video. Learn about issuance, trading, and settlement processes, and discover how corporate bonds can enhance your investment strategy with SMEST Capital.

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Say Goodbye to a Red Portfolio. Hello to Corporate Bonds with SMEST

Turn your red portfolio green with corporate bonds from SMEST Capital. Bonds help you achieve stable returns and reduce risk, making them a smart choice for steady growth

News and Market Update

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Understanding SEBI's GID, KID, and Disclosure Requirements

Investing in financial products can be daunting, especially with the regulatory framework constantly evolving. The SEBI has introduced measures to protect investors to ensure transparency in the investment process - GID and KID

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Listed and Unlisted Bonds

In this blog, we will explore the characteristics, advantages, and considerations associated with both listed and unlisted Indian bonds.

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Andhra Pradesh State Beverages Corporation Ltd: Backed by the State, Benefiting You

What Is Andhra Pradesh State Beverages Corporation Limited? The Andhra Pradesh State Beverages Corporation Limited (APSBCL) is a wholly-owned undertaking of the Government of Andhra Pradesh.

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Featured In

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Wall of Bonds

Riya Parekh
JoJo
Linkedin

Investing with @SMEST was so seamless that I can't remember the last time I had a hassle-free experience completing the login, KYC, then understanding the prospect of the #bond & lastly #investing with knowing full transparency of its #risks. #CorporateBond#Diversification

Aashish Iyengar
JoJo
Linkedin

I have had nothing but the best experiences @SMEST. My initial #bond investments left me with the impression that they genuinely cared about my financial objectives and were committed to assisting me in achieving them. To anybody seeking a top-notch and hassle-free investment experience, I would heartily suggest @SMEST. They really go above and beyond to provide their customers an outstanding experience, and I have no doubt that they will keep outperforming my expectations for years to come.

Radhika Naidu
JoJo
Linkedin

My impression of @SMEST's knowledge and professionalism in my investment journey with them have been consistently positive. They have an in-depth understanding of the financial markets, and they are always observing trends and looking for fresh chances for growth. Even during times of market instability, this has resulted in excellent returns for my portfolio.

Kishor Sharma
JoJo
Linkedin

One thing that really impressed me about @SMEST was their personalized approach to investing. They took the time to get to know me and understood my level of risk tolerance before creating a strategy for investing that was specifically tailored to meet my needs. I genuinely felt valued as a client rather than just another number because of the attention and care I received from @SMEST.

Riya Parekh
JoJo
Linkedin

Investing with @SMEST was so seamless that I can't remember the last time I had a hassle-free experience completing the login, KYC, then understanding the prospect of the #bond & lastly #investing with knowing full transparency of its #risks. #CorporateBond#Diversification

Aashish Iyengar
JoJo
Linkedin

I have had nothing but the best experiences @SMEST. My initial #bond investments left me with the impression that they genuinely cared about my financial objectives and were committed to assisting me in achieving them. To anybody seeking a top-notch and hassle-free investment experience, I would heartily suggest @SMEST. They really go above and beyond to provide their customers an outstanding experience, and I have no doubt that they will keep outperforming my expectations for years to come.

Radhika Naidu
JoJo
Linkedin

My impression of @SMEST's knowledge and professionalism in my investment journey with them have been consistently positive. They have an in-depth understanding of the financial markets, and they are always observing trends and looking for fresh chances for growth. Even during times of market instability, this has resulted in excellent returns for my portfolio.

Kishor Sharma
JoJo
Linkedin

One thing that really impressed me about @SMEST was their personalized approach to investing. They took the time to get to know me and understood my level of risk tolerance before creating a strategy for investing that was specifically tailored to meet my needs. I genuinely felt valued as a client rather than just another number because of the attention and care I received from @SMEST.

Ashaben Dalal
JoJo
Linkedin

The transparency and communication of @SMEST is one of the things that really sets them apart. They always keep me informed of current market trends and any lucrative opportunities that arise, and they help simplify complicated concepts for me to easily understand. This has really boosted my faith in their skills and allowed me to make well-informed Bond investing decisions.

Manish Sadiwala
JoJo
Linkedin

I really think @SMEST and the best bond investment experience go hand in hand. A one-stop shop for all your bond investments, @SMEST offers everything from safe and secure government securities to high yielding corporate bonds with SDLs, MLDs, SGBs, and many additional types in between. This is where I created my BOND PORTFOLIO, in addition to my regular portfolio.

Manoj Bhojwani
JoJo
Linkedin

With @SMEST, investing is so easy and just takes a few clicks and two minutes! Their deeply researched bonds enabled me to make an informed selection swiftly.

Karuna Samtani
JoJo
Linkedin

My experience with @SMEST has been really satisfying. I always got the finest deals and returns along the road, so I am certain that my investments are in good hands and will increase in value over time.

Ashaben Dalal
JoJo
Linkedin

The transparency and communication of @SMEST is one of the things that really sets them apart. They always keep me informed of current market trends and any lucrative opportunities that arise, and they help simplify complicated concepts for me to easily understand. This has really boosted my faith in their skills and allowed me to make well-informed Bond investing decisions.

Manish Sadiwala
JoJo
Linkedin

I really think @SMEST and the best bond investment experience go hand in hand. A one-stop shop for all your bond investments, @SMEST offers everything from safe and secure government securities to high yielding corporate bonds with SDLs, MLDs, SGBs, and many additional types in between. This is where I created my BOND PORTFOLIO, in addition to my regular portfolio.

Manoj Bhojwani
JoJo
Linkedin

With @SMEST, investing is so easy and just takes a few clicks and two minutes! Their deeply researched bonds enabled me to make an informed selection swiftly.

Karuna Samtani
JoJo
Linkedin

My experience with @SMEST has been really satisfying. I always got the finest deals and returns along the road, so I am certain that my investments are in good hands and will increase in value over time.

Chetan Agarwal
JoJo
Linkedin

For a number of years, I have been a client of @SMEST, and I couldn't be more satisfied with the services they provide. Whenever I reached out to my dedicated relationship manager for investments, he was always warm and proactive. It was at this point that I genuinely felt that my money and investments were cared for.

Pradnyapti Mehrotra
JoJo
Linkedin

But @SMEST's dedication to customer service is what really amazes me every time I make an investment. They go above and above to make sure that I am happy with their services and are always prompt in responding to my queries and concerns. I feel like a valued customer because of the outstanding amount of care and attention I have received.

Husseni Mamoowala
JoJo
Linkedin

I am a senior citizen, and it is quite challenging for me when my wants, ideas, and views are not understood the way I would like them to be. I discovered that the relationship manager at @SMEST was quite clear and patient when explaining every detail of investing, and her advice was very practical for my situation and age. She currently oversees my Bond holdings and keeps me informed about the markets.

Vikram Khakhar
JoJo
Linkedin

Little message to let everyone know how fantastic the @SMEST is! The simplicity of your website, the effectiveness of your customer service, and the eventual financial success of your counsel are all incredibly impressive. Thank you @SMEST!

Chetan Agarwal
JoJo
Linkedin

For a number of years, I have been a client of @SMEST, and I couldn't be more satisfied with the services they provide. Whenever I reached out to my dedicated relationship manager for investments, he was always warm and proactive. It was at this point that I genuinely felt that my money and investments were cared for.

Pradnyapti Mehrotra
JoJo
Linkedin

But @SMEST's dedication to customer service is what really amazes me every time I make an investment. They go above and above to make sure that I am happy with their services and are always prompt in responding to my queries and concerns. I feel like a valued customer because of the outstanding amount of care and attention I have received.

Husseni Mamoowala
JoJo
Linkedin

I am a senior citizen, and it is quite challenging for me when my wants, ideas, and views are not understood the way I would like them to be. I discovered that the relationship manager at @SMEST was quite clear and patient when explaining every detail of investing, and her advice was very practical for my situation and age. She currently oversees my Bond holdings and keeps me informed about the markets.

Vikram Khakhar
JoJo
Linkedin

Little message to let everyone know how fantastic the @SMEST is! The simplicity of your website, the effectiveness of your customer service, and the eventual financial success of your counsel are all incredibly impressive. Thank you @SMEST!

Our Team of
Experts

Meet the individuals who make up our esteemed Team of Experts. They are Seasoned Professionals with a Wealth of Experience in the Fixed Income Market.
JoJo
Harsh Punjabee
Founder & CEO
JoJo
Niraj Shah
VP Operations

Frequently Asked Questions

Have more questions? Our team is highly professionals will clear all your doubts with utmost transparency and clarity
What are Bonds and Debentures?
Bonds are financial instruments, typically a type of loan made by an Investor to a Corporation or Government, for which investors receive periodic interest payments which can be monthly, quarterly, semi-annually and annually. Each Bond is identified by ISIN number, which is 12 digit, alpha numeric code. Bonds are usually secured. A Debenture is a type of Bond or Debt instrument that can be secured by collateral or unsecured. In case of Unsecured Debentures, have no collateral backing, they must rely on the creditworthiness and reputation of the issuer for support.
  • Earn High Returns 8%- 13%

  • Reliable Fixed Income

  • Diversification

  • Capital Preservation

  • Low risk

You can start investing in bonds for as low as Rs. 10,000 via RTGS, NEFT or Payment Gateway.
We start the process with KYC (Know Your Customer), which verifies your identity. All documents required for the investment are processed by SMEST so that you have a smooth and hassle-free investing experience. For Bonds/Debentures purchase, the investment amount needs to be transferred to the counterparty settlement authorities (ICCL/ NSCCL) Bank Account held with the Reserve Bank of India. The money transfer mode can be RTGS, NEFT or via Payment Gateway. The Bonds will be transferred to your Demat account.
Indian Clearing Corporation Ltd (ICCL) and National Securities Clearing Corporation Ltd (NSCCL) are settlement bodies regulated by SEBI. These are clearing corporations to settle the trade to eliminate counterparty settlement risk. It is advisable to settle all trades via ICCL / NSCCL only.
Background
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NAVIGATING THE INDIAN BONDSPACE

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INVEST

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SMEST CAPITAL PRIVATE LIMITED
Democratizing the Fixed Income Market in India.
5, Prabhat Kunj, 24th Road, Khar W, Mumbai 400 052
SEBI Registration Number: INZ000302039
BSE Member Code 6764
care@smest.in | +918879966072
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Note to investors:
SMEST CAPITAL PRIVATE LIMITED is a SEBI registered broker under BSE new debt segment allowing investors to trade in secondary bonds & debentures through exchange. SMEST is a start up with a mission to digitize the functions of the Debt Market and educate retail investors to encourage participation.
Investments in fixed income securities are subject to market risk, read all the offer related documents carefully before investing.

The content displayed on the website should not be interpreted as financial advice, an offer, or a suggestion to buy or sell any securities, products or services offered by SMEST or any other products or services of its third-party clients. The user should only act and depend on the data/information displayed on the website after fully comprehending all associated risk parameters. The user is solely responsible for any action or decision they make based on the information displayed on this website. Any damages, whether direct, indirect, special, or consequential, including lost revenue or lost profits, that the user may incur as a result of or in connection with the use of the information/data shown on this website SMEST and its directors, employees, associates, representatives, or agents are not liable for any damages.
We understand that some financial advisors may approach members of the public, including our clients, and claim to be our partners or to base their investment recommendations on our research. Please take note that neither we nor any third parties that we have contracted with are offering any stock recommendations, tips, research reports, or advice on our behalf. People who invest based on this advice run the risk of losing both the money they paid these unethical people and all or a portion of their investment. Please use caution if you ever receive a call purporting to be from an investing advisor or a member of a research firm offering advice on investments. Paying through WhatsApp, SMS, or email links is not recommended. Please refrain from disclosing your financial or personal details to anyone without proper validation. Trade exclusively through a registered broker.
Your contact information is only collected, stored, and used by us for proper business objectives, such as contacting you and giving you the most recent information about our products & services.
There are no related parties and hence there are no conflicts of interest arising out of any transactions.



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About SMEST
SMEST CAPITAL PRIVATE LIMITED is India's leading Fintech firm, enabling individual investors to invest in Bonds and Debentures online. Bonds are regarded as a reliable form of secondary income, and in some situations, primary income, but over the years, their accessibility has been limited to financial institutions and high-net-worth individuals (HNIs). With SMEST, we are dedicated to making Bonds and Debentures publicly accessible to all retail investors. Through our user-friendly online platform, investors can use this investing opportunity with efficiency.
Let us talk about investing bonds and debentures! First and foremost, what is investing? Investing is the process of purchasing assets with the intention of increasing their value over time and providing returns in the form of income payments or capital gains.
As an individual, what justifies your need to invest?
The amount of money you can make by working is virtually always limited. There is just so much money you can put in your firm, how many hours you can work every week, and how much salary raises you can receive. While your income is rather stable, the same cannot be true for your expenses. As you become older, your responsibilities grow, and so does your demand for money. Everything costs money, from purchasing a house to ensuring your children receive the greatest education, from paying for medical crises to planning your retirement, and more. Investing makes sense for this very reason. Investing not only ensures that you have a backup source of income on which to rely, but it also pushes you to set aside a quantity of money on a monthly basis, guaranteeing that you learn financial discipline in the long run!
What Kinds of Investments that you can invest in?
While there are numerous investing options available to you, they may generally be divided into two groups: active investments and passive investments. The former, as the names suggest, demands you to be on the lead, have thorough understanding of market dynamics, and put in time and effort towards the investment; the latter, on the other hand, allows you to invest your money without being too involved in the process. In the case of Passive Investments, buy-and-hold is the preferred method, in which you invest and then hold it for a set period and enjoy the anticipated financial rewards.
Let us take this opportunity to explain two investing possibilities that we believe are both safe, profitable, and, most importantly, passive! You guessed it right if you think like us. We are discussing bonds and debentures. Let us take a closer look at these two investment options.
What are Bonds and Debentures?
There are two types of debt instruments, Bonds and Debentures. All Debentures are Bonds, but not all Bonds are Debentures.
Bond is the most common type of debt instrument issued by the Government, large Corporations, or Agencies of the Government to raise Capital. The borrower uses this money to fund its operations, and the investors are entitled to receive interest on their investment.
A Debenture is a type of Bond or Debt instrument that can be secured by collateral or unsecured. In case of Unsecured Debentures, having no collateral backing, they must rely on the creditworthiness and reputation of the issuer for support. Debentures are a popular short-term financing option for private enterprises looking to expand their operations or fund prospective projects. They carry a fixed or floating interest rate and the interest rate on Unsecured Debentures is generally higher than Bonds and Secured Debentures because of the absence of the physical assets of a company.
Who Should Invest in Bonds & Debentures?
Bonds are a good option for risk-averse investors. Bonds are seen to be a less risky and safer investment than debentures. Bonds are also a suitable alternative for long-term investments since they provide set principal and interest payments at predetermined intervals. Debentures, however, have the potential to provide investors with larger returns than bonds. Debentures are a viable alternative for short-term investing. It is up to you to determine whether you want to invest in bonds or debentures based on your financial goals after analyzing the advantages and disadvantages of the two.
Note: Before investing, investors should carefully read all the terms and conditions for each instrument and consider the market risks.
What Are the Different Types of Bonds and Debentures in India?
Here is the list of popular Bonds and Debentures available in India.
  • Central Government Bonds
  • State Government Bonds
  • Municipal And Local Authority Bonds
  • Corporate Bonds
  • Public Sector Bonds
  • Tax-Free Bonds
What are Corporate Bonds?
Corporate Bonds are Bonds that Corporation’s issued by corporations. Compared to Government Bonds (G-sec bonds), Corporate Bonds have higher yields. Credit rating agencies classify Corporate Bonds with "A-grade" or higher ratings as safer investment options.
How to Invest in Corporate Bonds?
In India, a Demat Account is required in order to invest in bonds. To access bonds and subsequently invest in them, speak with your broker or bank. The technique is largely manual and takes a long time.
Of course, you can always rely on SMEST for bond investments if you want to have a completely simple and hassle-free online investment experience. SMEST is a Stock broker in the Debt segment and renowned for its sizable selection of high-quality bond papers, open procedure, and simple online experience. It is important to note that SMEST just serves as a transaction facilitator, works as a broker, and may or may not have bonds or debentures on its books. Our primary goal is to offer clients a smooth and efficient bond investing experience while maintaining transparency and trust.
With us by your side, you can invest in bonds with 3 simple steps –Step 1 : Upload your documents online and complete the KYC.Step 2 : Choose the bonds that match your investment goal.Step 3 : Pay online and receive bond units in your Demat account.Bond investing benefits clients in a variety of ways. Bonds have proven to be a safe investment alternative for clients who are wary of market risk due to the reliability of interest and principal returns.
Features of Corporate Bonds
  • Bonds are known for fixed returns. They are short, medium, and long-term investment tools that entail assured returns, with a low-risk proposition.
  • Bonds offer a legal guarantee wherein the borrower is bound to return the principal amount to the creditors. Moreover, in the event of bankruptcy of the borrower, bondholders precede shareholders in receiving debt repayment.
  • While bonds are low-risk, they also offer lower returns as compared to other risky investment alternatives such as equity mutual funds and direct equity.
Advantages of investing in Bonds?
Investing in bonds can offer several advantages, including:Steady income : Bonds typically provide a fixed income stream in the form of regular interest payments. This can provide a steady source of income for investors.Diversification : Bonds can offer diversification benefits to an investor's portfolio. They can provide a hedge against volatility in the stock market, as bonds generally have a lower level of risk compared to equities.Lower risk : Bonds are generally considered less risky than stocks because they are a debt instrument and the issuer has a legal obligation to pay interest and principal to the bondholder. However, this can vary depending on the creditworthiness of the issuer and other factors.Potential capital appreciation : Although bonds are generally considered a conservative investment, there is still potential for capital appreciation if interest rates decline or if the creditworthiness of the issuer improves.Liquidity : Many bonds are actively traded in the secondary market, providing investors with liquidity and the ability to buy or sell bonds easily.Tax benefits : Depending on the type of bond and the investor's tax situation, investing in bonds can provide tax advantages, such as tax-exempt interest income or the ability to offset capital gains with capital losses.
Is there any Tax advantage to investing in Fixed Income securities?
Yes, there can be tax advantages to investing in certain types of Fixed Income securities, such as Tax- free Bonds, Municipal Bonds, etc.
Can Fixed Income securities be used as a hedge against inflation?
Yes, some high yielding securities can offer a higher interest rate which can protect your wealth and purchasing power against inflation.
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SEBI Registration No.: INZ000302039 | BSE Member Code: 6764
Compliance Officer Mobile no.: +91 91520 26015 | E-mail ID: compliance@smest.in (for any compliance & grievance related complaints)

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