Security Name: 9.85% Muthoot Microfin Limited 16 Dec 2027
ISIN: INE046W07347
Taxable
Tax Category
16 Dec, 2027
Maturity Date
(1 Yr 10 Mo 24 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
16 Dec, 2025
Allotment Date
NA
Put Date
25 Feb, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
9.85%
Coupon
Fixed Interest
Coupon Basis
9.8693%
Current Yield
10 Feb, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Risk gauge from Low to High Safety. Needle points near Medium Safety. Credit rating is A+ / Positive (CRISIL).
| Rating agency | Rating | Needle position |
|---|---|---|
| CRISIL | A+ / Positive | near Medium Safety |
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Muthoot Microfin Limited
Muthoot Microfin Limited (MML), the microfinance arm of Muthoot Pappachan Group is one of the leading and fast-growing microfinance institutions (NBFC-MFI) in India. The company is focused on providing micro-loans to women entrepreneurs with a focus on rural regions of India.Our microfinance operations are designed to promote entrepreneurship among women and inclusive growth. We provide financial assistance through micro loans such as income generating loans to women engaged in small businesses
The ratio in FY25 is 11.59x and it was 5.68x in FY24, indicating significant increase in the debt level due to incurred losses in FY25.
Debt/EBITDA
The ratio in FY25 is 0.69x and it was 1.67x in FY24, indicating decrease in the debt servicing ability of the issuer due to increase in Interest on borrowings which led to overall increase in the finance cost.
Interest coverage ratio
Recent News
Muthoot Microfin tumbles after weak Q4 performance
Jun 26, 2025 | Muthoot Microfin Limited
Muthoot Microfin cuts lending rates for third time this year
Dec 04, 2024 | Muthoot Microfin Limited
Muthoot Microfin secures ESG score of 72.2 and the highest CareEdge-ESG 1 rating from CARE ESG Ratings.
Jul 03, 2025 | Muthoot Microfin Limited
Related Videos
5 Cs of Credit Analysis
Character, Capacity, Capital, Collateral, and Claims priority: the quintessential factors.
Lifecycle of a Bond
The journey through the various stages that define the lifespan of a bond.
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Clean Price
Yield (YTM)
Principal Amount
Accrued Interest from
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BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE046W07347 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 9.85% Muthoot Microfin Limited 16 Dec 2027 |
| Credit Rating |
|---|
| A+ / Positive by CRISIL |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 9.850000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 16/12/2027 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Jan 21,2026 |
| Principal Amount |
|---|
| ₹99,804.2 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹99,804.2 |
| Price |
|---|
| ₹99.8042 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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