Security Name: 9.75% Profectus Capital Private Limited 17 Oct 2027
ISIN: INE389Z07070
Taxable
Tax Category
17 Oct, 2027
Maturity Date
(1 Yr 11 Mo 15 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
17 Oct, 2025
Allotment Date
NA
Put Date
17 Nov, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
9.75%
Coupon
Fixed Interest
Coupon Basis
9.7902%
Current Yield
02 Nov, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Profectus Capital Private Limited
Founded in 2017 by KV Srinivasan and registered as an NBFC ND SI, Profectus is fully owned by UK-based Actis Capital Ltd. It provides loans to MSMEs, equipment finance, supply chain finance, school funding, and NBFCs. Starting disbursements in FY18, it reached ₹1,965 crore in FY25 with an AUM of ₹3,468 crore—mainly Enterprise Mortgage Loans (37%), School Funding (24%), and Equipment Finance (17%). Operations span 29 branches in 14 states, serving 5,196 customers.
The ratio in FY25 is 9.17x and it was 7.86x in FY24, indicating increase in the debt level due to significant increase in borrowings in FY25.
Debt/EBITDA
The ratio in FY25 is 1.18x and it was 1.35x in FY24, indicating decrease in the debt servicing ability of the issuer due to lower-than-expected loan disbursements, which led to a decline in Assets Under Management (AUM) growth and net interest margins (NIMs).
Interest coverage ratio
Recent News
Profectus Capital Pvt standalone net profit rises 12.12% in the March 2024 quarter
Jul 01, 2024 | Profectus Capital Private Limited
Liberty General Insurance Partners with Profectus Capital to Empower MSME Enterprises
Nov 27, 2024 | Profectus Capital Private Limited
UGRO Capital to acquire Profectus Capital in a ₹1,400 crore all-cash deal
Jul 01, 2025 | Profectus Capital Private Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
Face Value
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Total Investment
| Cashflow for INE389Z07070 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 9.75% Profectus Capital Private Limited 17 Oct 2027 |
| Credit Rating |
|---|
| A by CARE |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 9.750000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 17/10/2027 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Nov 03,2025 |
| Principal Amount |
|---|
| ₹99,589.4 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹99,589.4 |
| Price |
|---|
| ₹99.5894 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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