Security Name: 9.75% Muthoottu Mini Financiers Limited 29 Aug 2028
ISIN: INE101Q07BM4
Taxable
Tax Category
29 Aug, 2028
Maturity Date
(2 Yr 10 Mo 28 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
29 Aug, 2025
Allotment Date
NA
Put Date
01 Nov, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
IPO
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
9.75%
Coupon
Fixed Interest
Coupon Basis
9.9392%
Current Yield
17 Oct, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Muthoottu Mini Financiers Limited
Muthoottu Mini Financiers Ltd was incorporated on March 18, 1998, and operated as an investment company for other group entities until FY06. MMFL then started gold loan advances from FY07 and undertook rapid branch expansions from FY09 onwards. The company was converted to a public limited company on November 27, 2013, and consequently, the name was changed from Muthoottu Mini Financiers Private Limited to MMFL. MMFL also operates as an agent of several money transfer services set-ups, realising agency commission for these services.
The ratio in FY25 is 7x and it was 7.02x in FY24, indicating slight decrease in the debt level due to growth in the loan portfolio directly translated into higher revenue.
Debt/EBITDA
The ratio in FY25 is 1.33x and it was 1.32x in FY24, indicating almost no change in the debt servicing ability of the issuer in FY25.
Interest coverage ratio
Recent News
Muthoottu Mini Financiers launches NCD issue to raise ₹150 crore.
Nov 05, 2024 | Muthoottu Mini Financiers Limited
Muthoottu Mini Financiers Launches Initiative to Enrich Education Resources in Government Schools Across Five States
Jan 23, 2025 | Muthoottu Mini Financiers Limited
Muthoottu Mini Financiers Wins ‘Best Integrated Marketing Campaign (NBFC)’ at CX Excellence Awards 2025
Jul 01, 2025 | Muthoottu Mini Financiers Limited
Related Videos
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Character, Capacity, Capital, Collateral, and Claims priority: the quintessential factors.
Seniority Ranking
Demystifying the hierarchy that determines who gets paid first in the event of a default
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Clean Price
Yield (YTM)
Principal Amount
Accrued Interest from
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BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE101Q07BM4 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 9.75% Muthoottu Mini Financiers Limited 29 Aug 2028 |
| Credit Rating |
|---|
| A / Stable by ICRA |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,000 |
| Coupon |
|---|
| 9.750000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 29/08/2028 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Oct 01,2025 |
| Principal Amount |
|---|
| ₹980.96 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹980.96 |
| Price |
|---|
| ₹98.096 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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