Security Name: 9.70% CreditAccess Grameen Limited 07 Sep 2028

ISIN: INE741K07579

Taxable

Tax Category

07 Sep, 2028

Maturity Date
(2 Yr 11 Mo 25 D to mature)

Monthly

Interest Payment Frequency

Yes

NRI Eligibility

07 Sep, 2023

Allotment Date

Put Date

07 Oct, 2025

Next Interest Payment Date

15 days

Shut Period

Both

Active on NSDL/CDSL

Non-Guaranteed

Type of Guarantee

Perpetual

IPO

Mode of Issue

Listed

Listing Details

Non Public Sector Undertaking

Type of Issuer

Quote Not Available

Dirty Price

9.7%

Coupon

Fixed Interest

Coupon Basis

Quote Not Available

Current Yield

22 Sep, 2025

Record Date

YOUR EARNING

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Your Investment

Final Payout

₹0

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*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)

YOUR RISK

Repayment Priority

Higher the level, higher the priority of investment repayment on default

Security with Collateral?

An investment secured with collateral helps

ISSUER

CreditAccess Grameen Limited

CreditAccess Grameen Limited commenced microfinance operations under the leadership of Mrs. Vinatha M Reddy in 1999 as a division under T. Muniswamappa Trust (TMT), a registered public charitable trust/non-governmental organisation (NGO). This microfinance programme was transferred and transformed into an NBFC in 2007-08. CreditAccess India acquired a majority stake in the company in FY2014CA Grameen acquired 76% in MMFL in FY2020. MMFL was amalgamated with CA Grameen effective February 15, 2023. It is engaged in microlending activities mainly in Karnataka, Maharashtra, Tamil Nadu, Madhya Pradesh, Chhattisgarh, etc.

The ratio in FY25 is 7.51x and it was 5.86x in FY24, indicating increase in the debt level primarily due to a surge in provisions to cover bad loans.

Debt/EBITDA

The ratio in FY25 is 1.36x and it was 2.12x in FY24, indicating decrease in the debt servicing ability due to increase in the interest expenses which led to overall rise in finance cost.

Interest coverage ratio

CreditAccess Grameen crosses ₹25,000 crore in AUM

Sep 26, 2024 | CreditAccess Grameen Limited

Konkan Railway Needs Major Infra Overhaul to Ensure Safety

Dec 04, 2024 | CreditAccess Grameen Limited

MFI CreditAccess Grameen Q1 net profit down 85% on higher provisions

Jul 23, 2025 | CreditAccess Grameen Limited

Clean Price

Yield (YTM)

Principal Amount

Accrued Interest from

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Number of bonds

BOND VALUE DETAILS

Face Value

Market Value

Stamp Duty

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as on Invalid date

as on Sep 15, 2025

Total Investment

Cashflow for INE741K07579

Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR).

Security Name
9.70% CreditAccess Grameen Limited 07 Sep 2028

Credit Rating
AA- / Stable by IND

Coupon Frequency
Monthly

Face Value
₹1,000

Coupon
9.700000%

YTM or YTC
YTM

Maturity Date
07/09/2028

Security
Senior Secured

No. of Bonds
1

Settlement Date

Principal Amount
₹NaN

Accrued Interest
₹0

Stamp Duty
₹0

Total Amount Payable
₹NaN

Price
₹NaN

Yield
%

Year	Payment Date	Amount	Amount after TDS	Payout Type

Quote Not Available for purchase

Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.

Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.