Security Name: 9.35% Hero FinCorp Limited 15 Sep 2025
ISIN: INE957N08011
Taxable
Tax Category
15 Sep, 2025
Maturity Date
(-4 Mo -22 D to mature)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
15 Sep, 2015
Allotment Date
NA
Put Date
15 Sep, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
Quote Not Available
Dirty Price
9.35%
Coupon
Fixed Interest
Coupon Basis
Quote Not Available
Current Yield
31 Aug, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Risk gauge from Low to High Safety. Needle points near High Safety. Credit rating is AA + /Stable (ICRA).
| Rating agency | Rating | Needle position |
|---|---|---|
| ICRA | AA + /Stable | near High Safety |
| CRISIL | AA + /Stable | near High Safety |
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
LIQUIDITY INDICATOR #
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Transaction Count
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Volume Traded
as on -- (in Lakhs)
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Transaction Count
(since 3 months)
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Volume Traded
(since 3 months) (in Lakhs)
# Data points from
# Updates every 15 minutes during market hours
# Last Updated: --
ISSUER
Hero Fincorp Limited (HFCL) is a Munjal family-led NBFC (72% holding) specializing in Retail (62%) and SME (25%) loans. Its subsidiary, Hero Housing Finance (HHFL), manages a ₹6,929 crore AUM (Sept 2025), primarily focused on home loans (64%) and LAP (29%).
The ratio in FY25 is 11.51x and it was 10.11x in FY24, indicating increase in the debt level due to the issuer having to set aside more money to cover potential losses from bad loans, which directly impacted their profitability.
Debt/EBITDA
The ratio in FY25 is 1.06x and it was 1.33x in FY24, indicating decrease in the debt servicing ability of the issuer due to the company's borrowing costs increasing, further reducing their net profit.
Interest coverage ratio
Recent News
Jan 13, 2025 | Hero FinCorp Limited
Jul 30, 2025 | Hero FinCorp Limited
Nov 30, 2025 | Hero FinCorp Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Quote Not Available for purchase
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
