Security Name: 9.10% Five-Star Business Finance Limited 15 Dec 2026
ISIN:
INE128S07598
Taxable
Tax Category
15 Dec, 2026
Maturity Date
(1 Yr 7 Mo 13 D to mature)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
15 Jun, 2023
Allotment Date
NA
Put Date
15 Dec, 2025
Next Interest Payment Date
10 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
Quote Not Available
Dirty Price
9.1%
Coupon
Fixed Interest
Coupon Basis
Quote Not Available
Current Yield
05 Dec, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Five-Star Business Finance Limited
Five-Star is a non-deposit taking NBFC registered with the RBI. The company was founded by VK Ranganathan in 1984. Five-Star provides secured financial solutions to microentrepreneurs and self-employed individuals, predominantly in the semi-urban markets, who are largely ignored by the formal financial ecosystem by lending small business loans for the commencement of new businesses and improvement of their existing businesses, primarily towards the service sector. It also lends small housing loans, which are given for construction, takeover, home repairs, and improvements, etc. The company also lends mortgage loans, which are given to meet their personal needs.
The ratio in FY24 is 3.93x and it was 3.90x in FY23, indicating a bit increase in debt levels, due to increase in borrowings and finance cost in FY24.
Debt/EBITDA
The ratio in FY24 is 3.38x and it was 4.02x in FY23, indicating decrease in issuer’s ability to service its debt, due to increase in Interest on borrowings which led to overall increase in the finance cost in FY24.
Interest coverage ratio
Recent News
Five Star Business Finance forecasts 31-32% asset base growth in FY25
Apr 15, 2024 | Five-Star Business Finance Limited
Private equity firm TPG offloads Five-Star Business Finance shares for Rs 425 cr
Apr 15, 2024 | Five-Star Business Finance Limited
Five-Star Business Finance Declines 3.59% on January 10, Underperforms Sector by 2%
Jan 10, 2025 | Five-Star Business Finance Limited
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STEPS TO BUY THIS BOND
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PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
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To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
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Total Investment
| Cashflow for INE128S07598 |
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| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
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| Security Name |
|---|
| 9.10% Five-Star Business Finance Limited 15 Dec 2026 |
| Credit Rating |
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| AA - by ICRA |
| Coupon Frequency |
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| Yearly |
| Face Value |
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| ₹1,00,000 |
| Coupon |
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| 9.100000% |
| YTM or YTC |
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| YTM |
| Maturity Date |
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| 15/12/2026 |
| Security |
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| Senior Secured |
| No. of Bonds |
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| 1 |
| Settlement Date |
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| Principal Amount |
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| ₹NaN |
| Accrued Interest |
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| ₹NaN |
| Stamp Duty |
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| ₹0 |
| Total Amount Payable |
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| ₹NaN |
| Price |
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| ₹NaN |
| Yield |
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| Year | Payment Date | Amount | Amount after TDS | Payout Type |
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Quote Not Available for purchase
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
