Security Name: 9.10% Belstar Microfinance Limited 12 Aug 2027
ISIN: INE443L07182
Taxable
Tax Category
12 Aug, 2027
Maturity Date
(1 Yr 11 Mo 22 D to mature)
Quarterly
Interest Payment Frequency
Yes
NRI Eligibility
12 Aug, 2025
Allotment Date
NA
Put Date
12 Nov, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
9.1%
Coupon
Fixed Interest
Coupon Basis
9.0547%
Current Yield
28 Oct, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Belstar Microfinance Limited
BML was incorporated in January 1988 and registered with the RBI as a non-deposit-taking NBFC in March 2001. BML started its microfinance operations in April 2009 at the Haveri district of Karnataka. BML provides loans in the urban and semiurban districts under the SHG or joint liability group-based lending models. As on March 31, 2022, BML was operating with 729 branches in 186 districts.
The ratio in FY25 is 7.10x and it was 6.74x in FY24, indicating increase in the debt level due to a surge in non-performing assets (NPAs) and rising credit costs, impacting profitability.
Debt/EBITDA
The ratio in FY25 is 1.07x and it was 1.76x in FY24, indicating decrease in debt servicing ability due to a lack of efficient risk management practices led to higher default rates and increased credit risk.
Interest coverage ratio
Recent News
Muthoot Finance hikes stake to 59% in microfinance subsidiary for Rs 43 crore
Apr 01, 2024 | Belstar Microfinance Limited
Microfinance arm may hit IPO market in next 12 months
Apr 01, 2024 | Belstar Microfinance Limited
Related Videos
Lifecycle of a Bond
The journey through the various stages that define the lifespan of a bond.
Credit Rating
Discover why credit ratings are the key to unlocking doors in the financial world.
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Clean Price
Yield (YTM)
Principal Amount
Accrued Interest from
Select the number of units below
BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE443L07182 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 9.10% Belstar Microfinance Limited 12 Aug 2027 |
| Credit Rating |
|---|
| AA / Stable by CRISIL |
| Coupon Frequency |
|---|
| Quarterly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 9.100000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 12/08/2027 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Aug 19,2025 |
| Principal Amount |
|---|
| ₹1,00,500 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,00,500 |
| Price |
|---|
| ₹100.5 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
similar bonds
9.49% Kerala Infrastructure Investment Fund Board 25 Mar 2029
25 Mar, 2029
Maturity Date
₹1,00,000
Minimum Qty
INE658F08367
ISIN
Quarterly
IP Frequency
9.65%
Yield
₹100.4521
Price
9.49% Kerala Infrastructure Investment Fund Board 25 Mar 2033
25 Mar, 2033
Maturity Date
₹1,00,000
Minimum Qty
INE658F08425
ISIN
Quarterly
IP Frequency
9.74%
Yield
₹100.4169
Price
9.15% Belstar Microfinance Limited 17 Jun 2027
17 Jun, 2027
Maturity Date
₹10,00,000
Minimum Qty
INE443L08172
ISIN
Quarterly
IP Frequency
9.1457%
Yield
₹100.5
Price
10.75% Share India Securities Limited 10 Jun 2027
10 Jun, 2027
Maturity Date
₹1,00,000
Minimum Qty
INE932X07015
ISIN
Quarterly
IP Frequency
10.7%
Yield
₹100.7376
Price
9.49% Kerala Infrastructure Investment Fund Board 25 Mar 2030
25 Mar, 2030
Maturity Date
₹1,00,000
Minimum Qty
INE658F08375
