Security Name: 8.89% Kerala Financial Corporation 13 Mar 2032
ISIN: INE818F07278
Taxable
Tax Category
13 Mar, 2032
Maturity Date
(6 Yr 1 Mo 4 D to mature)
Quarterly
Interest Payment Frequency
Yes
NRI Eligibility
13 Mar, 2024
Allotment Date
NA
Put Date
13 Mar, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
8.89%
Coupon
Fixed Interest
Coupon Basis
8.6150%
Current Yield
26 Feb, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Risk gauge from Low to High Safety. Needle points near High Safety. Credit rating is AA Stable (ACUITE).
| Rating agency | Rating | Needle position |
|---|---|---|
| ACUITE | AA Stable | near High Safety |
| IVR | AA | between Medium and High Safety |
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
LIQUIDITY INDICATOR #
—
Transaction Count
as on --
₹—
Volume Traded
as on -- (in Lakhs)
—
Transaction Count
(since 3 months)
₹—
Volume Traded
(since 3 months) (in Lakhs)
# Data points from
# Updates every 15 minutes during market hours
# Last Updated: --
ISSUER
Established under the SFC Act 1951, the Kerala Financial Corporation (KFC) is a government-owned enterprise (99.33%) led by Dr. A. Jayathilak, IAS. Headquartered in Thiruvananthapuram with 24 branches, it drives state industrialization by providing term loans and working capital to MSMEs in the manufacturing and service sectors.
The ratio in FY25 is 11x and it was 10.67x in FY24, indicating slight increase in debt level due to increase in the borrowings of the issuer in FY25.
Debt/EBITDA
The ratio in FY25 is 1.17x and it was 1.19x in FY24, indicating slight decrease in debt servicing ability of the issuer due to increase in interest expense which led to overall increase in the finance cost.
Interest coverage ratio
Recent News
Sep 12, 2024 | Kerala Financial Corporation
Nov 01, 2024 | Kerala Financial Corporation
Jul 15, 2025 | Kerala Financial Corporation
Related Videos
Seniority Ranking
Demystifying the hierarchy that determines who gets paid first in the event of a default
Credit Rating
Discover why credit ratings are the key to unlocking doors in the financial world.
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Principal Amount
Accrued Interest from
Select the number of units below
BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE818F07278 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 8.89% Kerala Financial Corporation 13 Mar 2032 |
| Credit Rating |
|---|
| AA Stable by ACUITE AA by IVR |
| Coupon Frequency |
|---|
| Quarterly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 8.890000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 13/03/2032 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Feb 09,2026 |
| Principal Amount |
|---|
| ₹1,03,191.6 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,03,191.6 |
| Price |
|---|
| ₹103.1916 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
similar bonds
