Security Name: 8.70% Union Bank Of India (P) Call : 22 Nov 2026

ISIN: INE692A08169

Taxable

Tax Category

20 Nov, 2026

Call Date
(10 Mo 3 D to call)

Yearly

Interest Payment Frequency

Yes

NRI Eligibility

22 Nov, 2021

Allotment Date

Put Date

20 Nov, 2026

Next Interest Payment Date

15 days

Shut Period

Both

Active on NSDL/CDSL

Non-Guaranteed

Type of Guarantee

Yes

Perpetual

Private Placement

Mode of Issue

Listed

Listing Details

Public Sector Undertaking

Type of Issuer

Quote Not Available

Dirty Price

8.7%

Coupon

Fixed Interest

Coupon Basis

Quote Not Available

Current Yield

05 Nov, 2026

Record Date

YOUR EARNING

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Your Investment

Final Payout

₹0

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*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)

YOUR RISK

Repayment Priority

Higher the level, higher the priority of investment repayment on default

Security with Collateral?

An investment secured with collateral helps

ISSUER

Union Bank Of India

Union Bank, a top-five PSB established in 1919, is ~75% government-owned. Since its 2020 merger with Andhra Bank and Corporation Bank, its network has expanded to 8,655 branches with Rs 14.90 lakh crore in assets. Performance is robust: H1FY26 profit reached Rs 8,419 crore, following a strong FY25 where annual profit grew 30% to Rs 17,922 crore.

The ratio in FY25 is 0.31x and it was 0.35x in FY24, indicating slight decrease in the debt level due to the bank managing to control its operating expenses, contributing to the overall profitability increase. 

Debt/EBITDA

The ratio in FY25 is 1.26x and it was 1.22x in FY24, indicating increase in the debt servicing ability of the issuer due to as the bank successfully reduced its gross non-performing assets (GNPA) ratio below 4%, with both gross and net NPA ratios declining to 3.60% and 0.63% respectively.

Interest coverage ratio

Union Bank of India expects credit growth of 10-11% for FY25

Nov 29, 2024 | Union Bank Of India

Union Bank of India to Host “The Human Potential Conclave – IGNITE 2025”

Jan 15, 2025 | Union Bank Of India

Union Bank of India waives charges for non-maintenance of minimum balance

Jul 28, 2025 | Union Bank Of India

Clean Price

Yield (YTC)

Principal Amount

Accrued Interest from

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Number of bonds

BOND VALUE DETAILS

Face Value

Market Value

Stamp Duty

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as on Invalid date

as on Jan 19, 2026

Total Investment

Cashflow for INE692A08169

Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR).

Security Name
8.70% Union Bank Of India (P) Call : 22 Nov 2026

Credit Rating
AA / Positive by IND AA + /Stable by CRISIL

Coupon Frequency
Yearly

Face Value
₹1,00,00,000

Coupon
8.700000%

YTM or YTC
YTC

Call Date
20/11/2026

Security
Unsecured Subordinated Tier 1

No. of Bonds
1

Settlement Date

Principal Amount
₹NaN

Accrued Interest
₹0

Stamp Duty
₹0

Total Amount Payable
₹NaN

Price
₹NaN

Yield
%

Year	Payment Date	Amount	Amount after TDS	Payout Type

Quote Not Available for purchase

Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.

Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.