Security Name: 8.64% Union Bank Of India (P) Call : 11 Jan 2026
ISIN: INE692A08128
Taxable
Tax Category
11 Jan, 2026
Call Date
(4 Mo 18 D to call)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
11 Jan, 2021
Allotment Date
NA
Put Date
11 Jan, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
Yes
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
8.64%
Coupon
Fixed Interest
Coupon Basis
8.5747%
Current Yield
27 Dec, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Union Bank Of India
Incorporated in 1919, Union Bank of India merged with erstwhile Andhra Bank and erstwhile Corporation Bank on April 1, 2020 to form the fifth-largest PSB and the seventh-largest bank in the Indian banking system. Today, it has a network of 8850+ domestic branches, 11200+ ATMs, 8216 BC Points serving over 120 million customers with 75000+ employees.
The ratio in FY25 is 0.31x and it was 0.35x in FY24, indicating slight decrease in the debt level due to the bank managing to control its operating expenses, contributing to the overall profitability increase.
Debt/EBITDA
The ratio in FY25 is 1.26x and it was 1.22x in FY24, indicating increase in the debt servicing ability of the issuer due to as the bank successfully reduced its gross non-performing assets (GNPA) ratio below 4%, with both gross and net NPA ratios declining to 3.60% and 0.63% respectively.
Interest coverage ratio
Recent News
Union Bank of India expects credit growth of 10-11% for FY25
Nov 29, 2024 | Union Bank Of India
Union Bank of India to Host “The Human Potential Conclave – IGNITE 2025”
Jan 15, 2025 | Union Bank Of India
Union Bank of India waives charges for non-maintenance of minimum balance
Jul 28, 2025 | Union Bank Of India
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Clean Price
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BOND VALUE DETAILS
Face Value
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Stamp Duty
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Total Investment
| Cashflow for INE692A08128 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 8.64% Union Bank Of India (P) Call : 11 Jan 2026 |
| Credit Rating |
|---|
| AA / Positive by IND |
| Coupon Frequency |
|---|
| Yearly |
| Face Value |
|---|
| ₹1,00,00,000 |
| Coupon |
|---|
| 8.640000% |
| YTM or YTC |
|---|
| YTC |
| Call Date |
|---|
| 11/01/2026 |
| Security |
|---|
| Senior Unsecured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Aug 26,2025 |
| Principal Amount |
|---|
| ₹1,00,76,130 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹10 |
| Total Amount Payable |
|---|
| ₹1,00,76,140 |
| Price |
|---|
| ₹100.7613 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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