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Security Name: 8.60% Cholamandalam Investment And Finance Company Limited 31 Jan 2029

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ISIN: INE121A07RV3

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Taxable

Tax Category

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31 Jan, 2029

Maturity Date
(3 Yr 5 Mo 4 D to mature)

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Yearly

Interest Payment Frequency

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Yes

NRI Eligibility

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31 Jan, 2024

Allotment Date

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NA

Put Date

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08 Feb, 2026

Next Interest Payment Date

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15 days

Shut Period

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Both

Active on NSDL/CDSL

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Non-Guaranteed

Type of Guarantee

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No

Perpetual

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IPO

Mode of Issue

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Listed

Listing Details

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Non Public Sector Undertaking

Type of Issuer

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₹NaN

Dirty Price

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8.6%

Coupon

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Fixed Interest

Coupon Basis

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8.3935%

Current Yield

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24 Jan, 2026

Record Date

YOUR EARNING

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Your Investment

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Final Payout

₹0

Error Generating Cashflow 😥. We are looking into this.

*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)

YOUR RISK

Credit Rating
Low SafetyHigh Safety
AA + (Positive)
ICRA
AA + /Stable
IND
Senior

Repayment Priority

Higher the level, higher the priority of investment repayment on default

Secured

Security with Collateral?

An investment secured with collateral helps

ISSUER

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Cholamandalam Investment And Finance Company Limited

Cholamandalam Investment and Finance Company Limited (Chola), incorporated in 1978 as the financial services arm of the Murugappa Group. Chola commenced business as an equipment financing company and has today emerged as a comprehensive financial services provider offering vehicle finance, home loans, loan against property, SME loans, Secured Business Personal Loans (SBPL), Consumer & Small Enterprises Loans (CSEL) and a variety of other financial services to customers.

The ratio in FY25 is 8.88x and it was 9.23x in FY24, indicating decrease in the debt level due to increase in the profitability of the issuer in FY25.

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Debt/EBITDA

The ratio in FY25 is 1.46x and it was 1.50x in FY24, indicating slight decrease in the debt servicing ability due to increase in the interest expenses, which led to overall increase in the finance cost in FY25.

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Interest coverage ratio

Recent News

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DLF sells land parcel in Chennai for ₹735 cr to Cholamandalam Investment and Finance Company

Mar 27, 2024 | Cholamandalam Investment And Finance Company Limited

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Cholamandalam Investment onboards Jeeva Balakrishnan as CHRO

Nov 14, 2024 | Cholamandalam Investment And Finance Company Limited

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Cholamandalam launches initiative to nurture young chess talent

Jul 13, 2025 | Cholamandalam Investment And Finance Company Limited

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Principal Repayment Schedule

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STEPS TO BUY THIS BOND

Complete KYCe-KYC approval in just 5 minutes!Place your OrderSwipe right to buy this Bond.Transfer funds to ICCLUse Net Banking or visit your nearest branch.SettlementSit back and relax, while we deliver your Security!

Information required for KYC

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Bank Account Proof

Aadhaar Card

Demat Account Proof

How to exit the investment?

At MaturityThe Issuer will return your principal and redeem the bond
Sell your bond anytimeYou can sell your bond anytime you want by reaching out to your Relationship Manager.
E-Book

To know more about the Bond and the issuer, download the Information Memorandum.

E-Book

To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.

Clean Price
Yield (YTM)
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BOND VALUE DETAILS

Face Value
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Total Investment
Cashflow for INE121A07RV3
Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR).
Security Name
8.60% Cholamandalam Investment And Finance Company Limited 31 Jan 2029
Credit Rating
AA + (Positive) by ICRA
AA + /Stable by IND
Coupon Frequency
Yearly
Face Value
₹1,000
Coupon
8.600000%
YTM or YTC
YTM
Maturity Date
31/01/2029
Security
Senior Secured
No. of Bonds
1
Settlement Date
Aug 29,2025
Principal Amount
₹1,024.6
Accrued Interest
₹0
Stamp Duty
₹0
Total Amount Payable
₹1,024.6
Price
₹102.46
Yield
0%
YearPayment DateAmountAmount after TDSPayout Type

Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.

Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.

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