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Security Name: 8.58% Kerala Financial Corporation 20 Jul 2035

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ISIN: INE818F07328

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Taxable

Tax Category

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22 Jul, 2035

Maturity Date
(9 Yr 10 Mo 23 D to mature)

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Quarterly

Interest Payment Frequency

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Yes

NRI Eligibility

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23 Jul, 2025

Allotment Date

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NA

Put Date

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22 Oct, 2025

Next Interest Payment Date

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15 days

Shut Period

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Both

Active on NSDL/CDSL

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Non-Guaranteed

Type of Guarantee

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No

Perpetual

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Private Placement

Mode of Issue

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Listed

Listing Details

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Public Sector Undertaking

Type of Issuer

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₹NaN

Dirty Price

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8.58%

Coupon

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Fixed Interest

Coupon Basis

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8.2546%

Current Yield

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07 Oct, 2025

Record Date

YOUR EARNING

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Your Investment

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Final Payout

₹0

Error Generating Cashflow 😥. We are looking into this.

*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)

YOUR RISK

Credit Rating
Low SafetyHigh Safety
AA
IVR
AA Stable
ACUITE
Senior

Repayment Priority

Higher the level, higher the priority of investment repayment on default

Secured

Security with Collateral?

An investment secured with collateral helps

ISSUER

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Kerala Financial Corporation

Kerala Financial Corporation, incorporated under the State Financial Corporations Act of 1951, is a public sector enterprise under the administrative control of the Govt of Kerala with the objective of promoting the industrialization of the state by extending financial assistance to micro, small and medium enterprises in the manufacturing and service sectors.

The ratio in FY25 is 11x and it was 10.67x in FY24, indicating slight increase in debt level due to increase in the borrowings of the issuer in FY25.

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Debt/EBITDA

The ratio in FY25 is 1.17x and it was 1.19x in FY24, indicating slight decrease in debt servicing ability of the issuer due to increase in interest expense which led to overall increase in the finance cost.

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Interest coverage ratio

Recent News

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Kerala Financial Corporation organises start-up conclave

Sep 12, 2024 | Kerala Financial Corporation

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KFC loans scheme for ex- servicemen

Nov 01, 2024 | Kerala Financial Corporation

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Kerala Financial Corporation returns record-high net of ₹98.16 crore

Jul 15, 2025 | Kerala Financial Corporation

Related Videos

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Seniority Ranking

Demystifying the hierarchy that determines who gets paid first in the event of a default

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Credit Rating

Discover why credit ratings are the key to unlocking doors in the financial world.

STEPS TO BUY THIS BOND

Complete KYCe-KYC approval in just 5 minutes!Place your OrderSwipe right to buy this Bond.Transfer funds to ICCLUse Net Banking or visit your nearest branch.SettlementSit back and relax, while we deliver your Security!

Information required for KYC

PAN Card

Bank Account Proof

Aadhaar Card

Demat Account Proof

How to exit the investment?

At MaturityThe Issuer will return your principal and redeem the bond
Sell your bond anytimeYou can sell your bond anytime you want by reaching out to your Relationship Manager.
E-Book

To know more about the Bond and the issuer, download the Information Memorandum.

E-Book

To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.

Clean Price
Yield (YTM)
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BOND VALUE DETAILS

Face Value
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Total Investment
Cashflow for INE818F07328
Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR).
Security Name
8.58% Kerala Financial Corporation 20 Jul 2035
Credit Rating
AA by IVR
AA Stable by ACUITE
Coupon Frequency
Quarterly
Face Value
₹1,00,000
Coupon
8.580000%
YTM or YTC
YTM
Maturity Date
22/07/2035
Security
Senior Secured
No. of Bonds
1
Settlement Date
Aug 29,2025
Principal Amount
₹1,03,942.1
Accrued Interest
₹0
Stamp Duty
₹0
Total Amount Payable
₹1,03,942.1
Price
₹103.9421
Yield
0%
YearPayment DateAmountAmount after TDSPayout Type

Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.

Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.

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