Security Name: 8.58% Kerala Financial Corporation 20 Jul 2035
ISIN:
INE818F07328
Taxable
Tax Category
22 Jul, 2035
Maturity Date
(9 Yr 11 Mo 19 D to mature)
Quarterly
Interest Payment Frequency
Yes
NRI Eligibility
23 Jul, 2025
Allotment Date
NA
Put Date
22 Oct, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
8.58%
Coupon
Fixed Interest
Coupon Basis
8.2175%
Current Yield
07 Oct, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Kerala Financial Corporation
Kerala Financial Corporation, incorporated under the State Financial Corporations Act of 1951, is a public sector enterprise under the administrative control of the Govt of Kerala with the objective of promoting the industrialization of the state by extending financial assistance to micro, small and medium enterprises in the manufacturing and service sectors.
The ratio in FY24 is 10.67x and it was 12.39x in FY23, indicating decreased debt levels due to increased profitability of the issuer in FY24.
Debt/EBITDA
The ratio in FY24 is 1.19x and it was 1.21x in FY23, indicating decrease in debt servicing ability due to increase in interest on bonds and interest on line of credit from banks which led to overall increase in finance cost in FY24.
Interest coverage ratio
Recent News
Kerala Financial Corporation standalone net profit rises 102.36% in the December 2023 quarter
Mar 27, 2024 | Kerala Financial Corporation
Kerala Financial Corporation organises start-up conclave
Sep 12, 2024 | Kerala Financial Corporation
KFC loans scheme for ex- servicemen
Nov 01, 2024 | Kerala Financial Corporation
Related Videos
Seniority Ranking
Demystifying the hierarchy that determines who gets paid first in the event of a default
Credit Rating
Discover why credit ratings are the key to unlocking doors in the financial world.
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Clean Price
Yield (YTM)
Principal Amount
Accrued Interest from
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BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE818F07328 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 8.58% Kerala Financial Corporation 20 Jul 2035 |
| Credit Rating |
|---|
| AA by IVR AA Stable by ACUITE |
| Coupon Frequency |
|---|
| Quarterly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 8.580000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 22/07/2035 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Aug 05,2025 |
| Principal Amount |
|---|
| ₹1,04,411.1 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,04,411.1 |
| Price |
|---|
| ₹104.4111 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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