Security Name: 8.40% Cholamandalam Investment And Finance Company Limited 07 Dec 2025
ISIN: INE121A07RJ8
Taxable
Tax Category
07 Dec, 2025
Maturity Date
(-2 Mo -3 D to mature)
Yearly
Interest Payment Frequency
No
NRI Eligibility
07 Dec, 2023
Allotment Date
NA
Put Date
07 Dec, 2025
Next Interest Payment Date
16 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
IPO
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
Quote Not Available
Dirty Price
8.4%
Coupon
Fixed Interest
Coupon Basis
Quote Not Available
Current Yield
21 Nov, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Risk gauge from Low to High Safety. Needle points between Medium and High Safety. Credit rating is AA + (Positive) (ICRA).
| Rating agency | Rating | Needle position |
|---|---|---|
| ICRA | AA + (Positive) | between Medium and High Safety |
| IND | AA + /Stable | near High Safety |
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
LIQUIDITY INDICATOR #
—
Transaction Count
as on --
₹—
Volume Traded
as on -- (in Lakhs)
—
Transaction Count
(since 3 months)
₹—
Volume Traded
(since 3 months) (in Lakhs)
# Data points from
# Updates every 15 minutes during market hours
# Last Updated: --
ISSUER
Cholamandalam Investment and Finance Company Limited (Chola), incorporated in 1978 as the financial services arm of the Murugappa Group. Chola commenced business as an equipment financing company and has today emerged as a comprehensive financial services provider offering vehicle finance, home loans, loan against property, SME loans, Secured Business Personal Loans (SBPL), Consumer & Small Enterprises Loans (CSEL) and a variety of other financial services to customers.
The ratio in FY25 is 8.88x and it was 9.23x in FY24, indicating decrease in the debt level due to increase in the profitability of the issuer in FY25.
Debt/EBITDA
The ratio in FY25 is 1.46x and it was 1.50x in FY24, indicating slight decrease in the debt servicing ability due to increase in the interest expenses, which led to overall increase in the finance cost in FY25.
Interest coverage ratio
Recent News
Mar 27, 2024 | Cholamandalam Investment And Finance Company Limited
Nov 14, 2024 | Cholamandalam Investment And Finance Company Limited
Jul 13, 2025 | Cholamandalam Investment And Finance Company Limited
Related Videos
Bonds have Options
The in-depth exploration of Bond Options
Principal Repayment Schedule
Understanding the Payback: The Essentials of Principal Repayment
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Quote Not Available for purchase
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
