CRISIL

Bob Liquid FD combines the benefits of earning higher returns from FDs with the convenience of easy liquidity associated with a Savings Account. It gives depositors the flexibility of a partial withdrawal facility without closing the entire FD, which ensures that depositors can address their urgent financial needs as and when required. Bank of Baroda’s Bob Liquid FD is a versatile FD variant. It is particularly suited for individuals looking to lock in their funds for a longer duration for higher returns while balancing saving for long-term goals and maintaining the flexibility to address unforeseen expenses. Bob Liquid FD can be easily opened through the Bank’s digital channels, including the Bob World app and Internet Banking, and by visiting any branch.

Bank of Baroda launches Bob liquid fixed deposit (FD) scheme

State-owned Bank of Baroda raised Rs 5,000 crore through ten-year infrastructure bonds at a coupon rate of 7.23 percent, sources said. Additionally, the Indian Railway Finance Corporation (IRFC) raised Rs 2,780 crore through ten-year bonds at a cut-off rate of 7.25 percent. According to sources, BoB received a strong market response, with total demand reaching Rs 14,830 crore, 7.5 times the base issue size, and approximately three times the total issue size, across 110 bids. The bank decided to retain the full issue amount of Rs 5,000 crore. In addition, to railway stock, IRFC aimed to raise Rs 3,000 crore, with a base issue size of Rs 500 crore and a green shoe option of Rs 2,500 crore. Sources said IRFC, received bids worth Rs 6,030 crore but retained Rs 2,780 crore, falling short of the full issue size.

Bank of Baroda raises Rs 5,000 crore via 10-year infrastructure bond at 7.23% coupon rate

Bank of Baroda (Bank), one of India’s leading public sector banks, announced the launch of five all-women bank branches under the motto “By Women, For Women” in the states of Odisha & Jharkhand. These branches, staffed entirely by women employees, are designed to create a supportive and empowering environment for both the Bank’s women employees and women customers as well as general customers at large. The Bank is opening three such branches in Odisha and two in Jharkhand. Out of the 5 branches, three are urban branches and two are rural. This initiative is a part of the Bank’s ongoing commitment to empower women, unleashing their true potential and promoting gender parity. By encouraging women employees to take the lead in managing the overall operations of these branches, it gives them greater opportunities for professional growth and to aspire for higher leadership roles in the Bank.

Bank of Baroda Unveils 5 All-Women Branches

Fresh slippages remained elevated in H1 FY2022, driven by the second wave of Covid-19 in Q1 FY2022 and a few large-ticket wholesale exposures

As the bank moved to a new tax regime with lower tax rates, it wrote off deferred tax assets in FY2021, leading to a lower improvement in the RoA and return on equity.

The issuer has made timely interest payment history.

Shri Debadatta Chand , MD and CEO

It is expected that BoB to receive continued support from the GoI in terms of required capital as and when required, given its significant importance in the system.

The bank is well placed in terms of its capital position for absorbing incremental stress as well as for growth requirements while maintaining more than the desired cushion of more than 1% on the capital above the regulatory levels

Supported by its large branch network across India and well-developed customer franchise coupled with its widespread deposit franchise, CASA deposit base remained close to the PSB average.

Security Name: 8.25% Bank Of Baroda (P) Call : 17 Jul 2025

ISIN:

INE028A08216

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Bank Of Baroda

Recent News

Bank of Baroda launches Bob liquid fixed deposit (FD) scheme

Bank of Baroda raises Rs 5,000 crore via 10-year infrastructure bond at 7.23% coupon rate

Bank of Baroda Unveils 5 All-Women Branches

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