Security Name: 8.20% Kisetsu Saison Finance (India) Private Limited 09 Jan 2036
ISIN: INE0DZE08026
Taxable
Tax Category
09 Jan, 2036
Maturity Date
(10 Yr 4 Mo to mature)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
09 Jul, 2025
Allotment Date
NA
Put Date
09 Jul, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
8.2%
Coupon
Fixed Interest
Coupon Basis
8.1072%
Current Yield
24 Jun, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Kisetsu Saison Finance (India) Private Limited
Kisetsu Saison India, a wholly owned subsidiary of Credit Saison Japan, was incorporated in June 2018. The company received its NBFC license in September 2019, and started operations via the partnership-led model. Under this model, the company partners with other NBFCs/fin-tech players to build its retail book, mainly in two verticals – wholesale lending and co-lending / fin-tech partnerships. In February 2022, the company also started direct lending to MSMEs.
The ratio in FY25 is 13.11x and it was 11.88x in FY24, indicating increase in the debt level due to significant increase in borrowings in FY25.
Debt/EBITDA
The ratio in FY25 is 1.14x and it was 1.30x in FY24, indicating slight decrease in debt servicing ability due to significant rise in credit costs, which doubled from 2% in FY24 to 3.9-4.04% in FY25.
Interest coverage ratio
Recent News
Mizuho Weighs New Push to Target Private Equity Boom in India
Apr 21, 2025 | Kisetsu Saison Finance (India) Private Limited
Kisetsu Saison Finance India Pvt reports standalone net loss of Rs 56.66 crore in the March 2025 quarter
Jul 01, 2025 | Kisetsu Saison Finance (India) Private Limited
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STEPS TO BUY THIS BOND
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PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
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To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
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Total Investment
| Cashflow for INE0DZE08026 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 8.20% Kisetsu Saison Finance (India) Private Limited 09 Jan 2036 |
| Credit Rating |
|---|
| AAA Stable by CARE AAA Stable by CRISIL |
| Coupon Frequency |
|---|
| Yearly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 8.200000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 09/01/2036 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Sep 10,2025 |
| Principal Amount |
|---|
| ₹1,01,144.9 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,01,144.9 |
| Price |
|---|
| ₹101.1449 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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