Security Name: 8.20% JM Financial Products Limited 07 Oct 2026
ISIN: INE523H07BO4
Taxable
Tax Category
07 Oct, 2026
Maturity Date
(1 Yr 17 D to mature)
Yearly
Interest Payment Frequency
No
NRI Eligibility
07 Oct, 2021
Allotment Date
NA
Put Date
07 Oct, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
IPO
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
Quote Not Available
Dirty Price
8.2%
Coupon
Fixed Interest
Coupon Basis
Quote Not Available
Current Yield
22 Sep, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
JM Financial Products Limited
JM Financial Products Limited (JMFPL) is a non-deposit accepting systemically important, non-banking financial company registered with the RBI. JMFPL caters to individuals and corporates, and operates under various verticals, namely bespoke lending, real estate financing, capital market financing, retail mortgage and financial institution financing. JMFHL was granted a license to operate as an HFC by National Housing Bank (NHB) in FY2018.
The ratio in FY25 is 4.49x and it was 4.35x in FY24, indicating slight increase in debt level due to planned reduction in the wholesale lending business.
Debt/EBITDA
The ratio in FY25 is 1.71x and it was 2.27x in FY24, indicating decrease in the debt servicing ability of the issuer due to MSME segments was run down from approximately ₹7,500 crore at the end of FY24 to ₹3,570 crore by the end of FY25.
Interest coverage ratio
Recent News
Sebi bars JM Financial from acting as lead manager for public debt issues
Apr 02, 2024 | JM Financial Products Limited
RBI lifts restrictions on JM Financial Products' financing against shares, debentures
Oct 18, 2024 | JM Financial Products Limited
JM Financial Products standalone net profit declines 46.25% in the June 2025 quarter
Jul 30, 2025 | JM Financial Products Limited
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STEPS TO BUY THIS BOND
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PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
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To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
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Total Investment
| Cashflow for INE523H07BO4 |
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| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
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| Security Name |
|---|
| 8.20% JM Financial Products Limited 07 Oct 2026 |
| Credit Rating |
|---|
| AA Stable by CRISIL AA Stable by ICRA |
| Coupon Frequency |
|---|
| Yearly |
| Face Value |
|---|
| ₹1,000 |
| Coupon |
|---|
| 8.200000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 07/10/2026 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
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| Principal Amount |
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| ₹NaN |
| Accrued Interest |
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| ₹0 |
| Stamp Duty |
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| ₹0 |
| Total Amount Payable |
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| ₹NaN |
| Price |
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| ₹NaN |
| Yield |
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| % |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
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Quote Not Available for purchase
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
