Security Name: 8.20% JM Financial Products Limited 07 Oct 2026
ISIN: INE523H07BO4
Taxable
Tax Category
07 Oct, 2026
Maturity Date
(7 Mo 16 D to mature)
Yearly
Interest Payment Frequency
No
NRI Eligibility
07 Oct, 2021
Allotment Date
NA
Put Date
07 Oct, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
IPO
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
Quote Not Available
Dirty Price
8.2%
Coupon
Fixed Interest
Coupon Basis
Quote Not Available
Current Yield
22 Sep, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Risk gauge from Low to High Safety. Needle points near High Safety. Credit rating is AA Stable (CRISIL).
| Rating agency | Rating | Needle position |
|---|---|---|
| CRISIL | AA Stable | near High Safety |
| ICRA | AA Stable | near High Safety |
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
LIQUIDITY INDICATOR #
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Transaction Count
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Volume Traded
as on -- (in Lakhs)
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Transaction Count
(since 3 months)
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Volume Traded
(since 3 months) (in Lakhs)
# Data points from
# Updates every 15 minutes during market hours
# Last Updated: --
ISSUER
JMFPL, a JMFL subsidiary, holds a Rs. 2,427 crore loan book focused on bespoke and retail lending. While it earned a Rs. 61 crore PAT in H1 FY2026, profitability has declined since FY2024. Asset quality shows signs of recovery, with GNPAs at 4.7%, down from a 6.2% peak but still above historical lows.
The ratio in FY25 is 4.49x and it was 4.35x in FY24, indicating slight increase in debt level due to planned reduction in the wholesale lending business.
Debt/EBITDA
The ratio in FY25 is 1.71x and it was 2.27x in FY24, indicating decrease in the debt servicing ability of the issuer due to MSME segments was run down from approximately ₹7,500 crore at the end of FY24 to ₹3,570 crore by the end of FY25.
Interest coverage ratio
Recent News
Apr 02, 2024 | JM Financial Products Limited
Oct 18, 2024 | JM Financial Products Limited
Jul 30, 2025 | JM Financial Products Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Quote Not Available for purchase
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
