Security Name: 8.18% Poonawalla Fincorp Limited 05 Jun 2035
ISIN:
INE511C08AM4
Taxable
Tax Category
05 Jun, 2035
Maturity Date
(9 Yr 11 Mo 25 D to mature)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
05 Jun, 2025
Allotment Date
NA
Put Date
05 Jun, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
8.18%
Coupon
Fixed Interest
Coupon Basis
7.9657%
Current Yield
21 May, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Poonawalla Fincorp Limited
Poonawalla is a non-deposit-taking systemically important non-banking finance company, registered with the Reserve Bank of India as an Investment and Credit Company (NBFC-ICC). Incorporated as Magma Leasing Limited, the company entered the financing business in 1989. It was renamed MFL in 2008, and PFL in 2021 post acquisition of controlling stake of 60% by Rising Sun Holdings Private Limited (entity owned and controlled by Mr Adar Poonawalla). PFL has various product offerings in the consumer and small business finance segments including home loans, personal loans, pre-owned car loans, business loans, loan against property as well as general insurance. It operates through a network of above 250 branches as of September 30, 2021, across 19 states of India.
The ratio in FY24 is 4.18x and it was 7.56x in FY23, indicating decrease in debt level majorly due to the company's asset quality improved as the gross NPA ratio fell by 28 basis points year-on-year and 17 basis points quarter-on-quarter to 1.16% in the quarter
Debt/EBITDA
The ratio in FY24 is 3.66x and it was 2.29x in FY23, indicating improved debt servicing ability of the issuer, due to increase in earnings.
Interest coverage ratio
Recent News
Poonawalla Fincorp announces appointment of Arvind Kapil as MD & CEO
Apr 15, 2024 | Poonawalla Fincorp Limited
Cyrus Poonawalla Group appoints Keki Mistry as advisor for financial services ventures
Apr 15, 2024 | Poonawalla Fincorp Limited
Poonawalla Fincorp rewards employees with 500K stock options, records 52% AUM growth
Sep 06, 2024 | Poonawalla Fincorp Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
Face Value
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Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE511C08AM4 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 8.18% Poonawalla Fincorp Limited 05 Jun 2035 |
| Credit Rating |
|---|
| AAA by CARE AAA by CRISIL |
| Coupon Frequency |
|---|
| Yearly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 8.180000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 05/06/2035 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Jun 10,2025 |
| Principal Amount |
|---|
| ₹1,02,690 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,02,690 |
| Price |
|---|
| ₹102.69 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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