Taxable
Tax Category
05 Jun, 2035
Maturity Date
(9 Yr 9 Mo 23 D to mature)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
05 Jun, 2025
Allotment Date
NA
Put Date
05 Jun, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
8.18%
Coupon
Fixed Interest
Coupon Basis
8.0758%
Current Yield
21 May, 2026
Record Date
Error Generating Cashflow 😥. We are looking into this.
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
Poonawalla is a non-deposit-taking systemically important non-banking finance company, registered with the Reserve Bank of India as an Investment and Credit Company (NBFC-ICC). Incorporated as Magma Leasing Limited, the company entered the financing business in 1989. It was renamed MFL in 2008, and PFL in 2021 post acquisition of controlling stake of 60% by Rising Sun Holdings Private Limited (entity owned and controlled by Mr Adar Poonawalla). PFL has various product offerings in the consumer and small business finance segments including home loans, personal loans, pre-owned car loans, business loans, loan against property as well as general insurance. It operates through a network of above 250 branches as of September 30, 2021, across 19 states of India.
The ratio in FY25 is 17.75x and it was 4.18x in FY24, indicating significant increase in the debt level due to incurred losses in FY25.
Debt/EBITDA
The ratio in FY25 is 0.91x and it was 3.66x in FY24, indicating decrease in the debt servicing ability of the issuer due to increase in the interest expenses which led to increase in the finance cost.
Interest coverage ratio
Apr 15, 2024 | Poonawalla Fincorp Limited
Sep 06, 2024 | Poonawalla Fincorp Limited
Jul 15, 2025 | Poonawalla Fincorp Limited
Select the number of units below
BOND VALUE DETAILS
Cashflow for INE511C08AM4 |
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Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
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Security Name |
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8.18% Poonawalla Fincorp Limited 05 Jun 2035 |
Credit Rating |
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AAA by CARE AAA by CRISIL |
Coupon Frequency |
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Yearly |
Face Value |
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₹1,00,000 |
Coupon |
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8.180000% |
YTM or YTC |
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YTM |
Maturity Date |
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05/06/2035 |
Security |
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Unsecured Subordinated Tier 2 |
No. of Bonds |
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1 |
Settlement Date |
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Aug 12,2025 |
Principal Amount |
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₹1,01,290 |
Accrued Interest |
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₹0 |
Stamp Duty |
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₹0 |
Total Amount Payable |
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₹1,01,290 |
Price |
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₹101.29 |
Yield |
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0% |
Year | Payment Date | Amount | Amount after TDS | Payout Type |
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Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.