Security Name: 8.15% Godrej Housing Finance Limited 25 Apr 2035
ISIN: INE02JD08015
Taxable
Tax Category
25 Apr, 2035
Maturity Date
(9 Yr 5 Mo 23 D to mature)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
25 Apr, 2025
Allotment Date
NA
Put Date
25 Apr, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
8.15%
Coupon
Fixed Interest
Coupon Basis
8.0666%
Current Yield
10 Apr, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Godrej Housing Finance Limited
Godrej Housing Finance Limited (GHFL) was incorporated in October 2018 as a housing finance company (HFC) and is registered with National Housing Bank (NHB). It is owned by the Godrej Family through Godrej Capital Limited. The company is headquartered in Mumbai with a presence in Maharashtra, Karnataka, Gujarat, Haryana and Delhi NCR.
The ratio in FY25 is 12.04x and it was 11.44x in FY24, indicating increase in debt level due to increase in the borrowings of the issuer in FY25.
Debt/EBITDA
The ratio in FY25 is 1.15x and it was 1.24x in FY24, indicating reduced debt servicing ability. This is due to intense competition in the housing finance market, with pressure from banks and established housing finance companies impacting portfolio yields.
Interest coverage ratio
Recent News
Telangana govt., Godrej Capital ink MoU to enhance access to credit for MSMEs
Apr 15, 2025 | Godrej Housing Finance Limited
Godrej Housing Finance standalone net profit declines 2.23% in the March 2025 quarter
Aug 01, 2025 | Godrej Housing Finance Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Clean Price
Yield (YTM)
Principal Amount
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BOND VALUE DETAILS
Face Value
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Stamp Duty
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Total Investment
| Cashflow for INE02JD08015 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 8.15% Godrej Housing Finance Limited 25 Apr 2035 |
| Credit Rating |
|---|
| AA + /Stable by CARE AA + /Stable by CRISIL |
| Coupon Frequency |
|---|
| Yearly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 8.150000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 25/04/2035 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Nov 03,2025 |
| Principal Amount |
|---|
| ₹1,01,034.4 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,01,034.4 |
| Price |
|---|
| ₹101.0344 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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