
Security Name: 8.05% Hinduja Housing Finance Limited 10 Nov 2030
ISIN: INE401Y07068
Taxable
Tax Category
10 Nov, 2030
Maturity Date
(4 Yr 11 Mo 18 D to mature)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
10 Nov, 2025
Allotment Date
NA
Put Date
10 Nov, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
8.05%
Coupon
Fixed Interest
Coupon Basis
7.9806%
Current Yield
26 Oct, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER

Hinduja Housing Finance Limited
HHFL, the housing finance arm of HLF, was incorporated as a wholly owned subsidiary of HLF on April 15, 2015. On September 30, 2015, HHFL received a certificate of registration from the National Housing Bank. The company offers various retail products such as home loans, construction loans, composite loans, home extension loans, home improvement loans, and LAP.
The ratio in FY25 is 6.89x and it was 8.24x in FY24, indicating decrease in the debt level due to a 31% growth in its asset under management (AUM) to ₹13,820 crore, and a higher Pre-Provision Operating Profit (PPOP).
Debt/EBITDA
The ratio in FY25 is 1.60x and it was 1.72x in FY24, indicating slight decrease in the debt servicing ability of the issuer due to higher operating expenses and increased credit costs, which were partially offset by a rise in direct assignment income.
Interest coverage ratio
Recent News

Ashok Leyland extends its Road to School program in Erode, Salem and Dharmapuri Districts of Tamil Nadu
Oct 16, 2024 | Hinduja Housing Finance Limited

Hinduja Housing Finance standalone net profit rises 29.25% in the March 2024 quarter
Oct 21, 2024 | Hinduja Housing Finance Limited

Hinduja Housing Finance standalone net profit rises 18.14% in the March 2025 quarter
Sep 02, 2025 | Hinduja Housing Finance Limited
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?

To know more about the Bond and the issuer, download the Information Memorandum.

To read about the reasons for the ratings assigned to the Bond, send a request for the Rating Rationale. You will receive an email shortly.
Clean Price
Yield (YTM)

Principal Amount
Accrued Interest from
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BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE401Y07068 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 8.05% Hinduja Housing Finance Limited 10 Nov 2030 |
| Credit Rating |
|---|
| AA + by CARE AA + by CRISIL |
| Coupon Frequency |
|---|
| Yearly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 8.050000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 10/11/2030 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Nov 24,2025 |
| Principal Amount |
|---|
| ₹1,00,870 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,00,870 |
| Price |
|---|
| ₹100.87 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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