Security Name: 7.86% HDFC Bank Limited 25 May 2032
ISIN:
INE040A08658
Taxable
Tax Category
25 May, 2032
Maturity Date
(6 Yr 9 Mo 19 D to mature)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
25 May, 2022
Allotment Date
NA
Put Date
25 May, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
7.86%
Coupon
Fixed Interest
Coupon Basis
7.5854%
Current Yield
10 May, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
HDFC Bank Limited
Incorporated in 1995, HDFC Bank offers a wide range of banking services, including commercial and transactional banking in the wholesale segment, and branch banking in the retail segment, with focus on mortgage loans, car finance, business banking loans, commercial vehicle finance, credit cards, and personal loans. The bank acquired Centurion Bank of Punjab in May 2008. It has four overseas branches, one each in Bahrain, Kenya, Qatar and UAE, as well as three representative offices, one each in the Dubai, London and Singapore. Further, the bank also has an Offshore Banking Unit at International Financial Service Centre (IFSC), at GIFT City, Gandhinagar in Gujarat.
The ratio in FY25 is 2.23x and it was 3.14x in FY24, showing a reduction in debt levels. This was due to strong growth in both CASA and time deposits, with average deposits rising 15.8% year-on-year.
Debt/EBITDA
The ratio in FY25 is 1.38x and it was 1.41x in FY24, showing a small drop in the bank’s ability to service its debt. This happened because the merger with HDFC Ltd changed the bank’s funding mix, increasing its reliance on borrowings, which cost more than deposits.
Interest coverage ratio
Recent News
Loomis Sayles & Co. L P Has $319,000 Position in HDFC Bank Limited
Nov 29, 2024 | HDFC Bank Limited
Channel Wealth LLC Has $1.22 Million Stock Position in HDFC Bank Limited
Jan 18, 2025 | HDFC Bank Limited
HDFC Bank’s deposits outpace loans in FY25; CEO sees faster loan growth by FY27
Jul 14, 2025 | HDFC Bank Limited
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STEPS TO BUY THIS BOND
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PAN Card
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Aadhaar Card
Demat Account Proof
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To know more about the Bond and the issuer, send a request for the Information Memorandum. You will receive an email shortly.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
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Total Investment
| Cashflow for INE040A08658 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 7.86% HDFC Bank Limited 25 May 2032 |
| Credit Rating |
|---|
| AAA Stable by ICRA AAA Stable by CRISIL |
| Coupon Frequency |
|---|
| Yearly |
| Face Value |
|---|
| ₹10,00,000 |
| Coupon |
|---|
| 7.860000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 25/05/2032 |
| Security |
|---|
| Senior Unsecured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Aug 05,2025 |
| Principal Amount |
|---|
| ₹10,36,200 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹1 |
| Total Amount Payable |
|---|
| ₹10,36,201 |
| Price |
|---|
| ₹103.62 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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