Security Name: 7.80% Indian Overseas Bank 23 Jan 2036
ISIN: INE565A08068
Taxable
Tax Category
23 Jan, 2031
Call Date
(4 Yr 10 Mo 24 D to call)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
23 Jan, 2026
Allotment Date
NA
Put Date
23 Jan, 2027
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
7.8%
Coupon
Fixed Interest
Coupon Basis
7.7492%
Current Yield
08 Jan, 2027
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Risk gauge from Low to High Safety. Needle points near High Safety. Credit rating is AA Stable (ICRA).
| Rating agency | Rating | Needle position |
|---|---|---|
| ICRA | AA Stable | near High Safety |
| CARE | AA Stable | near High Safety |
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
LIQUIDITY INDICATOR #
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Transaction Count
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Volume Traded
as on -- (in Lakhs)
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Transaction Count
(since 3 months)
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Volume Traded
(since 3 months) (in Lakhs)
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# Last Updated: --
ISSUER
Founded in 1937, Indian Overseas Bank (IOB) is currently India’s ninth-largest public sector bank by deposits. As of December 2025, the Government of India remains the bank's majority shareholder with a 92.44% stake, following a minor divestment from its previous 94.61% holding to meet regulatory public shareholding norms.
The ratio in FY25 is 2.05x and it was 1.80x in FY24, indicating slight increase in the debt level due to increase in the borrowings of the issuer in FY25.
Debt/EBITDA
The ratio in FY25 is 1.19x and it was 1.19x in FY24 indicating no change in the debt servicing ability of the issuer in FY25.
Interest coverage ratio
Recent News
Nov 26, 2024 | Indian Overseas Bank
Jan 15, 2025 | Indian Overseas Bank
Aug 04, 2025 | Indian Overseas Bank
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Principal Amount
Accrued Interest from
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BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
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Total Investment
| Cashflow for INE565A08068 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 7.80% Indian Overseas Bank 23 Jan 2036 |
| Credit Rating |
|---|
| AA Stable by ICRA AA Stable by CARE |
| Coupon Frequency |
|---|
| Yearly |
| Face Value |
|---|
| ₹1,00,00,000 |
| Coupon |
|---|
| 7.800000% |
| YTM or YTC |
|---|
| YTC |
| Call Date |
|---|
| 23/01/2031 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Mar 02,2026 |
| Principal Amount |
|---|
| ₹1,00,65,500 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹10 |
| Total Amount Payable |
|---|
| ₹1,00,65,510 |
| Price |
|---|
| ₹100.655 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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