Security Name: 7.05% LIC Housing Finance Limited 21 Dec 2030
ISIN: INE115A08369
Taxable
Tax Category
21 Dec, 2030
Maturity Date
(5 Yr 3 Mo 27 D to mature)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
21 Dec, 2020
Allotment Date
NA
Put Date
21 Dec, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
7.05%
Coupon
Fixed Interest
Coupon Basis
7.0957%
Current Yield
06 Dec, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
LIC Housing Finance Limited
Incorporated in 1989, LIC Housing Finance Ltd is one of the largest Housing Finance Companies in India with a key objective of providing long term finance to individuals for the purchase or construction of house or spaces for residential or business purposes. The Company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purpose and to be sold by them.
The ratio in FY25 is 9.84x and it was 9.82x in FY24, indicating slight increase in the debt level of the issuer due to increase in the borrowings in FY25.
Debt/EBITDA
The ratio in FY25 is 1.35x and 1.33x was in FY24, indicating slight increase in the debt servicing ability of the issuer due to substantial decrease in provisions set aside for bad loans.
Interest coverage ratio
Recent News
LIC HFL eyes 15% loan growth in FY25
Apr 01, 2024 | LIC Housing Finance Limited
LIC Housing Finance accepts bids for bond reissue, bankers say
Nov 22, 2024 | LIC Housing Finance Limited
LIC HFL Q1 profit rises 5% YoY; disbursements steady, asset quality improves
Aug 05, 2025 | LIC Housing Finance Limited
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Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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Yield (YTM)
Principal Amount
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BOND VALUE DETAILS
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Stamp Duty
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Total Investment
| Cashflow for INE115A08369 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 7.05% LIC Housing Finance Limited 21 Dec 2030 |
| Credit Rating |
|---|
| AAA Stable by CARE |
| Coupon Frequency |
|---|
| Yearly |
| Face Value |
|---|
| ₹10,00,000 |
| Coupon |
|---|
| 7.050000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 21/12/2030 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Aug 26,2025 |
| Principal Amount |
|---|
| ₹9,93,560 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹1 |
| Total Amount Payable |
|---|
| ₹9,93,561 |
| Price |
|---|
| ₹99.356 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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