Security Name: 13.80% Jana Small Finance Bank Limited 07 Jul 2027
ISIN:
INE953L08329
Taxable
Tax Category
07 Jul, 2027
Maturity Date
(1 Yr 11 Mo 17 D to mature)
Half Yearly
Interest Payment Frequency
Yes
NRI Eligibility
22 Dec, 2015
Allotment Date
NA
Put Date
30 Sep, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
Quote Not Available
Dirty Price
13.8%
Coupon
Fixed Interest
Coupon Basis
Quote Not Available
Current Yield
15 Sep, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Jana Small Finance Bank Limited
Jana Small Finance Bank Limited (erstwhile Janalakshmi Financial Services Limited) commenced operations as a non-banking financial company (NBFC) on March 4, 2008 and was later classified as an NBFC-microfinance institution (NBFC-MFI). It received a licence to set up a small finance bank on April 28, 2017 and commenced banking operations on March 28, 2018. Jana Small Finance Bank Limited (Jana Small Finance Bank) is the fourth largest Small Finance Bank, in terms of AUM and the fourth largest Small Finance Bank in terms of deposit size as of March 31, 2023. As at September 30, 2023, they had 771 banking outlets, including 278 banking outlets in unbanked rural centres, in 22 states and two union territories. We have served nearly 12 million customers since 2008, including 4.87 million active customers as at September 30, 2023.
The ratio in FY24 is 2.04x and it was 3.76x in FY23, indicating decrease in the debt level due to decrease in the borrowings and significant increase in the profitability of the issuer in FY24.
Debt/EBITDA
The ratio in FY24 is 1.36x and it was 1.18x in FY23, indicating increase in debt servicing ability of the issuer due to significant increase in the profitability in FY24.
Interest coverage ratio
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Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
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To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
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Total Investment
| Cashflow for INE953L08329 |
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| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
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| Security Name |
|---|
| 13.80% Jana Small Finance Bank Limited 07 Jul 2027 |
| Credit Rating |
|---|
| A- Stable by ICRA A- Stable by IND |
| Coupon Frequency |
|---|
| Half Yearly |
| Face Value |
|---|
| ₹2,27,272.727 |
| Coupon |
|---|
| 13.800000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 07/07/2027 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
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| Principal Amount |
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| ₹NaN |
| Accrued Interest |
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| ₹0 |
| Stamp Duty |
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| ₹0 |
| Total Amount Payable |
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| ₹NaN |
| Price |
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| ₹NaN |
| Yield |
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| % |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
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Quote Not Available for purchase
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
