Security Name: 13.50% TruCap Finance Limited 16 Jul 2025
ISIN: INE615R07117
Taxable
Tax Category
16 Jul, 2025
Maturity Date
(-1 Mo -18 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
06 Jun, 2024
Allotment Date
NA
Put Date
16 Jul, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
Quote Not Available
Dirty Price
13.5%
Coupon
Fixed Interest
Coupon Basis
Quote Not Available
Current Yield
01 Jul, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
TruCap Finance Limited
The history of TruCap Finance Limited parent, Wilson Group traces back up to pre-Independence India under the leadership of Shri Dwarkadas Jivanlal Sanghvi who pioneered the Wilson pens & stationery brand. TRU’s objective is to build ‘social capital’ by providing credit solutions to the large and underserved MSME segment in India. It stands by the belief that technology & capital can be employed to catalyse the growth journey of MSMEs. It can bring positive social impact by creating opportunities & supporting livelihoods through fostering talent and facilitating people to lead a more meaningful life.
The ratio in FY25 is 15.19x as compared to 6.92x in FY23, indicating significant increase in the debt level due to higher provisioning for MSME loans has led to a sharp rise in NPAs and a decline in asset quality.
Debt/EBITDA
The ratio in FY25 is 0.20x and it was 1.15x in FY24, indicating a reduced debt-servicing ability due to a drop in AUM from portfolio run-off and limited disbursements, adding to financial strain.
Interest coverage ratio
Recent News
Trucap Finance achieves AUM of Rs 1000+ cr
May 14, 2024 | TruCap Finance Limited
TruCap Finance Standalone September 2024 Net Sales at Rs 57.56 crore, up 35.47% Y-o-Y
Nov 05, 2024 | TruCap Finance Limited
MarwadiMarwadi Chandarana Launches Open Offer To Buy 26% Stake in TruCap Finance
Jul 31, 2025 | TruCap Finance Limited
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To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
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Total Investment
| Cashflow for INE615R07117 |
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| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
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| Security Name |
|---|
| 13.50% TruCap Finance Limited 16 Jul 2025 |
| Credit Rating |
|---|
| BBB- / Stable by CARE |
| Coupon Frequency |
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| Monthly |
| Face Value |
|---|
| ₹33,336 |
| Coupon |
|---|
| 13.500000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 16/07/2025 |
| Security |
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| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
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| Principal Amount |
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| ₹NaN |
| Accrued Interest |
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| ₹0 |
| Stamp Duty |
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| ₹0 |
| Total Amount Payable |
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| ₹NaN |
| Price |
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| ₹NaN |
| Yield |
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| % |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
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Quote Not Available for purchase
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
