Security Name: 12.90% Svatantra Microfin Private Limited 30 Sep 2026
ISIN:
INE00MX08045
Taxable
Tax Category
30 Sep, 2026
Maturity Date
(1 Yr 3 Mo 25 D to mature)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
30 Mar, 2021
Allotment Date
NA
Put Date
30 Mar, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
12.9%
Coupon
Fixed Interest
Coupon Basis
12.3978%
Current Yield
15 Mar, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Svatantra Microfin Private Limited
SMPL is registered with the RBI as a non-deposit taking systemically-important NBFC-MFI. It was incorporated on February 17, 2012, and commenced operations from March 01, 2013. SMPL follows the joint liability group methodology, wherein, women are organized into groups of eight or 20 members. SMPL operates through 692 branches across 292 districts in 19 states.
The ratio in FY24 is 6.37x and it was 7.93x in FY23, indicating decrease in debt level even though increase in borrowings and finance cost, issuer is able to maintain its profitability in FY24.
Debt/EBITDA
The ratio in FY24 is 1.44x and it was 1.31x in FY23, indicating an increase in the debt servicing ability of the issuer due to increase in profit.
Interest coverage ratio
Recent News
Ananya Birla’s Svatantra Microfin gets ₹1,930 crore investment from Advent International and Multiples Private Equity
Mar 04, 2024 | Svatantra Microfin Private Limited
Related Videos
Sovereign Gold Bonds
Your Ultimate Guide to Smart Precious Metal Investments!
5 Cs of Credit Analysis
Character, Capacity, Capital, Collateral, and Claims priority: the quintessential factors.
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Clean Price
Yield (YTM)
Principal Amount
Accrued Interest from
Select the number of units below
BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE00MX08045 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 12.90% Svatantra Microfin Private Limited 30 Sep 2026 |
| Credit Rating |
|---|
| A + by CRISIL |
| Coupon Frequency |
|---|
| Yearly |
| Face Value |
|---|
| ₹10,00,000 |
| Coupon |
|---|
| 12.900000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 30/09/2026 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Jun 05,2025 |
| Principal Amount |
|---|
| ₹10,40,504 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹1 |
| Total Amount Payable |
|---|
| ₹10,40,505 |
| Price |
|---|
| ₹104.0504 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
similar bonds
7.26% National Highways Authority Of India 10 Aug 2038
10 Aug, 2038
Maturity Date
₹10,00,000
Minimum Qty
INE906B07IY8
ISIN
Yearly
IP Frequency
6.7928%
Yield
₹103.9124
Price
8.25% Mahindra Rural Housing Finance Limited 03 Aug 2029
03 Aug, 2029
Maturity Date
₹10,00,000
Minimum Qty
INE950O07487
ISIN
Yearly
IP Frequency
7.3591%
Yield
₹103.0431
Price
9.85% ECL Finance Limited 06 Aug 2028
06 Aug, 2028
Maturity Date
₹2,00,000
Minimum Qty
INE804I079Y6
ISIN
Yearly
IP Frequency
10.8022%
Yield
₹97.4534
Price
7.35% HDB Financial Services Limited 01 Nov 2030
01 Nov, 2030
Maturity Date
₹10,00,000
Minimum Qty
INE756I08215
ISIN
Yearly
IP Frequency
7.6824%
Yield
₹98.4889
Price
9.05% L and T Finance Limited 15 Apr 2027
15 Apr, 2027
Maturity Date
₹10,00,000
Minimum Qty
INE027E07AL1
ISIN
Yearly
IP Frequency
7.0619%
Yield
₹103.3298
Price
