Security Name: 12.90% Mangal Credit And Fincrop Limited 03 Oct 2027
ISIN: INE545L07036
Taxable
Tax Category
03 Oct, 2027
Maturity Date
(1 Yr 9 Mo 18 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
03 Apr, 2025
Allotment Date
NA
Put Date
03 Sep, 2024
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
12.9%
Coupon
Fixed Interest
Coupon Basis
12.7049%
Current Yield
19 Aug, 2024
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Mangal Credit And Fincrop Limited
MCFL is a non-deposit taking, non-systemically important NBFC set up in 2012. The company acquired TMLL, a company dealing in machinery and its leasing. It was acquired by the existing promoters in 2013. Based in Mumbai, the company is engaged in providing different types of loans to micro, small and medium enterprises in the form of business loans, loans against property, gold loans and personal loans.
The ratio in FY25 is 5.26x and it was 5.57x in FY24, indicating slight decrease in the debt level of the issuer due to Net profit rose by 23.89% to ₹13.07 crore, up from ₹10.55 crore in FY24.
Debt/EBITDA
The ratio in FY25 is 1.99x and it was 2.51x in FY24, indicating decrease in the debt servicing ability of the issuer due to increase in interest expenses which led to overall increase in the finance cost.
Interest coverage ratio
Recent News
Mangal Credit & Fincorp standalone net profit declines 20.00% in the June 2025 quarter
Sep 10, 2025 | Mangal Credit And Fincrop Limited
Related Videos
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
Face Value
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Total Investment
| Cashflow for INE545L07036 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 12.90% Mangal Credit And Fincrop Limited 03 Oct 2027 |
| Credit Rating |
|---|
| BBB / Stable by CRISIL |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 12.900000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 03/10/2027 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Dec 16,2025 |
| Principal Amount |
|---|
| ₹1,01,535.8 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,01,535.8 |
| Price |
|---|
| ₹101.5358 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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