Security Name: 12.50% UGRO Capital Limited 15 Sep 2029
ISIN: INE583D08057
Taxable
Tax Category
15 Sep, 2029
Maturity Date
(3 Yr 11 Mo 28 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
15 Mar, 2024
Allotment Date
NA
Put Date
15 Oct, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
Quote Not Available
Dirty Price
12.5%
Coupon
Fixed Interest
Coupon Basis
Quote Not Available
Current Yield
30 Sep, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
UGRO Capital Limited
UGRO was acquired in 2018 by Shachindra Nath((Vice Chairman and Managing Director). UGRO focuses on lending to MSMEs by offering them multiple products with varying tenors and ticket sizes. The company operates through 235 branches (23 prime and 201 micro), with a wide geographic presence. UGRO is a publicly listed entity on both the National Stock Exchange of India Limited and BSE Limited.
The ratio in FY25 is 7.83x and it was 7.03x in FY24, indicating increase in the debt level due to significant increase in the borrowing of the issuer in FY25.
Debt/EBITDA
The ratio in FY25 is 1.32x and it was 1.40x in FY24, indicating a reduced interest coverage buffer due to a sharp rise in finance costs, indicating higher financial leverage.
Interest coverage ratio
Recent News
UGRO Capital Launches “PRAGATI” loan for women entrepreneurs
Mar 27, 2024 | UGRO Capital Limited
CRISIL Ratings upgrades U GRO Capital Limited's rating to CRISIL A Stable from CRISIL A- Positive
Mar 27, 2024 | UGRO Capital Limited
UGRO Capital to acquire Profectus Capital for ₹1,400 cr
Jun 17, 2025 | UGRO Capital Limited
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To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
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Total Investment
| Cashflow for INE583D08057 |
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| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
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| Security Name |
|---|
| 12.50% UGRO Capital Limited 15 Sep 2029 |
| Credit Rating |
|---|
| A + by IND |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 12.500000% |
| YTM or YTC |
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| YTM |
| Maturity Date |
|---|
| 15/09/2029 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
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| 1 |
| Settlement Date |
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| Principal Amount |
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| ₹NaN |
| Accrued Interest |
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| ₹0 |
| Stamp Duty |
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| ₹0 |
| Total Amount Payable |
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| ₹NaN |
| Price |
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| ₹NaN |
| Yield |
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| % |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
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Quote Not Available for purchase
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
