Security Name: 11.65% UGRO Capital Limited 15 Mar 2031
ISIN: INE583D08081
Taxable
Tax Category
15 Mar, 2031
Maturity Date
(5 Yr 1 Mo 23 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
15 Sep, 2025
Allotment Date
NA
Put Date
15 Feb, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
11.65%
Coupon
Fixed Interest
Coupon Basis
11.5952%
Current Yield
31 Jan, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Risk gauge from Low to High Safety. Needle points near Medium Safety. Credit rating is A + (IND).
| Rating agency | Rating | Needle position |
|---|---|---|
| IND | A + | near Medium Safety |
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
UGRO Capital Limited
UGRO Capital is an MSME-focused NBFC providing secured and unsecured loans. Originally incorporated in 1993 as Chokhani Securities, it was acquired and rebranded in 2018 by industry veteran Shachindra Nath. Listed on the BSE since 1995 and the NSE since 2021, the company is led by a highly experienced management team with deep domain expertise.
The ratio in FY25 is 7.83x and it was 7.03x in FY24, indicating increase in the debt level due to significant increase in the borrowing of the issuer in FY25.
Debt/EBITDA
The ratio in FY25 is 1.32x and it was 1.40x in FY24, indicating a reduced interest coverage buffer due to a sharp rise in finance costs, indicating higher financial leverage.
Interest coverage ratio
Recent News
CRISIL Ratings upgrades U GRO Capital Limited's rating to CRISIL A Stable from CRISIL A- Positive
Mar 27, 2024 | UGRO Capital Limited
UGRO Capital to acquire Profectus Capital for ₹1,400 cr
Jun 17, 2025 | UGRO Capital Limited
UGRO Capital Allots 15.89 Lakh Equity Shares Following CCD Conversion
Dec 01, 2025 | UGRO Capital Limited
Related Videos
Bonds have Options
The in-depth exploration of Bond Options
Lifecycle of a Bond
The journey through the various stages that define the lifespan of a bond.
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Clean Price
Yield (YTM)
Principal Amount
Accrued Interest from
Select the number of units below
BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE583D08081 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 11.65% UGRO Capital Limited 15 Mar 2031 |
| Credit Rating |
|---|
| A + by IND |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 11.650000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 15/03/2031 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Jan 20,2026 |
| Principal Amount |
|---|
| ₹1,00,472.7 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,00,472.7 |
| Price |
|---|
| ₹100.4727 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
similar bonds
11.50% Akme Fintrade (India) Limited 22 Dec 2028
22 Dec, 2028
Maturity Date
₹10,000
Minimum Qty
INE916Y07065
ISIN
Monthly
IP Frequency
12.65%
Yield
₹99.0045
Price
10.25% Satin Creditcare Network Limited 21 Aug 2026
21 Aug, 2026
Maturity Date
₹1,00,000
Minimum Qty
INE836B07881
