Security Name: 11.40% Keertana Finserv Limited 12 Apr 2026
ISIN: INE0NES07097
Taxable
Tax Category
12 Apr, 2026
Maturity Date
(2 Mo 5 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
12 Apr, 2024
Allotment Date
NA
Put Date
12 Mar, 2026
Next Interest Payment Date
10 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
Quote Not Available
Dirty Price
11.4%
Coupon
Fixed Interest
Coupon Basis
Quote Not Available
Current Yield
02 Mar, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Risk gauge from Low to High Safety. Needle points near Medium Safety. Credit rating is BBB / Stable (ICRA).
| Rating agency | Rating | Needle position |
|---|---|---|
| ICRA | BBB / Stable | near Medium Safety |
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
LIQUIDITY INDICATOR #
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Transaction Count
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Volume Traded
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Transaction Count
(since 3 months)
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Volume Traded
(since 3 months) (in Lakhs)
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# Updates every 15 minutes during market hours
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ISSUER
Keertana Finserv Limited (Formally known as Keertana Finserv Private Limited)is a non-deposit taking NBFC. It was incorporated in February 1996 as Rajshree Tracom Pvt Ltd and received its NBFC license in 2001 from the RBI. The company was dormant with no business till the end of March 2022. Following the approval from the RBI for a change in management and control, the current promoters purchased all the shares of the erstwhile promoters. The company is currently managed by Ms. Padmaja Reddy, the erstwhile Managing Director of Spandana Sphoorthy Financial Limited. Keertana acquired its gold loan business from Spandana Mutual Benefit Trust and the MSME business from Spandana Rural and Urban Development Organization as per a business transfer agreement dated April 04, 2022
The ratio in FY25 is 5.84x and it was 5.88x in FY24, indicating slight decrease in debt level due to AUM growth to ₹2,496 Cr in 9M FY25 from ₹1,718 Cr in FY24.
Debt/EBITDA
The ratio in FY25 is 1.34x and it was 1.71x in FY24, indicating decrease in the debt servicing ability of the issuer due to increase in the interest expense which led to overall increase in finance cost.
Interest coverage ratio
Recent News
Mar 27, 2024 | Keertana Finserv Limited
Mar 27, 2024 | Keertana Finserv Limited
Aug 01, 2024 | Keertana Finserv Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Quote Not Available for purchase
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
