Security Name: 11.35% Namra Finance Limited 30 Dec 2027
ISIN: INE229U07160
Taxable
Tax Category
30 Dec, 2027
Maturity Date
(1 Yr 11 Mo 20 D to mature)
Quarterly
Interest Payment Frequency
Yes
NRI Eligibility
30 Dec, 2025
Allotment Date
NA
Put Date
30 Mar, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
11.35%
Coupon
Fixed Interest
Coupon Basis
11.1931%
Current Yield
15 Mar, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Namra Finance Limited
Namra Finance Limited (NFL) is a wholly owned subsidiary of AFSL which is a Non-Deposit taking NBFC registered with Reserve Bank of India, promoted by Mr. Jayendra Patel. Prior to May 2013, AFSL was engaged in the business of two-wheeler financing and microfinance lending business through Joint Liability Group (JLG) model. However, NFL got an NBFC – Micro Finance Institution licence from RBI on February 14, 2013 and from May 2013, entire new microfinance lending is being carried out by NFL.
The ratio in FY25 is 3.97x and it was 3.48x in FY24, indicating increase in the debt level due to higher non-performing assets (NPAs) and a decline in the on-time portfolio, which significantly eroded the company's earnings.
Debt/EBITDA
The ratio in FY25 is 1.05x and it was 1.82x in FY24, indicting decrease in the debt servicing ability of the issuer due to due to a sharp increase in credit cost , driven by a deterioration in asset quality and collection efficiency, particularly in the microfinance (MFI) segment.
Interest coverage ratio
Recent News
Namra Finance standalone net profit declines 80.65% in the September 2024 quarter
Nov 22, 2024 | Namra Finance Limited
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To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
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Total Investment
| Cashflow for INE229U07160 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 11.35% Namra Finance Limited 30 Dec 2027 |
| Credit Rating |
|---|
| A- Stable by ACUITE |
| Coupon Frequency |
|---|
| Quarterly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 11.350000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 30/12/2027 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Jan 08,2026 |
| Principal Amount |
|---|
| ₹1,01,402.1 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,01,402.1 |
| Price |
|---|
| ₹101.4021 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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