Security Name: 11.25% Electronica Finance Limited 16 Jul 2031
ISIN: INE612U08066
Taxable
Tax Category
16 Jul, 2031
Maturity Date
(5 Yr 5 Mo 22 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
16 Jan, 2026
Allotment Date
NA
Put Date
28 Feb, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
11.25%
Coupon
Fixed Interest
Coupon Basis
11.1975%
Current Yield
13 Feb, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Risk gauge from Low to High Safety. Needle points near Medium Safety. Credit rating is A (IND).
| Rating agency | Rating | Needle position |
|---|---|---|
| IND | A | near Medium Safety |
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Electronica Finance Limited
Pune-based EFL is a non-deposit taking NBFC engaged in asset financing since 1990. The company extends loans to MSME for various needs such as working capital, machine financing, property-backed financing and solar financing. EFL also finances NBFCs/microfinance institutions and micro LAP loans. The company had a presence in industrial clusters for MSME customers and in tier 2 and tier 3 cities for micro-LAP segment across 15 states through 212 branches at end-March 2025.
Debt/EBITDA
Interest coverage ratio
Recent News
Electronica Finance enters Telangana market to extend loans to MSMEs
Mar 27, 2024 | Electronica Finance Limited
Electronica Finance secures $48 m in Series-B funding led by LeapFrog Investments
Sep 04, 2024 | Electronica Finance Limited
Electronica Finance standalone net profit rises 14.22% in the March 2025 quarter
Jul 01, 2025 | Electronica Finance Limited
Related Videos
What are Bonds?
From Basics to Brilliance: Unravelling the Concept of Bonds
Yield Curve
The yield curve is not just a graph, but a powerful economic indicator
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Clean Price
Yield (YTM)
Principal Amount
Accrued Interest from
Select the number of units below
BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE612U08066 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 11.25% Electronica Finance Limited 16 Jul 2031 |
| Credit Rating |
|---|
| A by IND |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 11.250000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 16/07/2031 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Jan 22,2026 |
| Principal Amount |
|---|
| ₹1,00,468.6 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,00,468.6 |
| Price |
|---|
| ₹100.4686 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
similar bonds
10.25% Satin Creditcare Network Limited 21 Aug 2026
21 Aug, 2026
Maturity Date
₹1,00,000
Minimum Qty
INE836B07881
ISIN
Monthly
IP Frequency
9.6%
Yield
₹100.5909
Price
11.50% Akme Fintrade (India) Limited 22 Dec 2028
22 Dec, 2028
Maturity Date
₹10,000
Minimum Qty
INE916Y07065
