Security Name: 11.25% ECL Finance Limited 03 May 2025
ISIN: INE804I08643
Taxable
Tax Category
03 May, 2025
Maturity Date
(-4 Mo -11 D to mature)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
04 Feb, 2015
Allotment Date
NA
Put Date
03 May, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
Quote Not Available
Dirty Price
11.25%
Coupon
Fixed Interest
Coupon Basis
Quote Not Available
Current Yield
18 Apr, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
ECL Finance Limited
ECL Finance Limited is a systemically important non-deposit taking nonbanking financial company (NBFC SI) registered with the RBI. It is the primary wholesale lending company for the Edelweiss Group. The company currently carries out the Group’s financing activities like structured collateralized corporate loans, real estate financing, loans against securities, small and medium enterprise loans, loans against property, employee stock ownership plan financing and initial public offering funding.
The ratio in FY25 is 7.43x and it was 5.59x in FY24, indicating increase in the debt level due to the significant shrinkage in its wholesale lending book, which was down by approximately 17.4%.
Debt/EBITDA
The ratio in FY25 is 1.09x and it was 1.21x in FY24, indicating a decrease in the issuer's debt servicing ability due to wholesale book wind-down and insurance losses, despite lower finance costs and asset impairments.
Interest coverage ratio
Recent News
Edelweiss Financial Services to raise Rs 300 crore from NCDs
Mar 26, 2024 | ECL Finance Limited
RBI imposes business restrictions on ECL Finance, Edelweiss ARC citing material concerns
May 30, 2024 | ECL Finance Limited
ECL Finance standalone net profit declines 90.53% in the March 2025 quarter
Jul 23, 2025 | ECL Finance Limited
Related Videos
5 Cs of Credit Analysis
Character, Capacity, Capital, Collateral, and Claims priority: the quintessential factors.
Credit Rating
Discover why credit ratings are the key to unlocking doors in the financial world.
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Clean Price
Yield (YTM)
Principal Amount
Accrued Interest from
Select the number of units below
BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE804I08643 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 11.25% ECL Finance Limited 03 May 2025 |
| Credit Rating |
|---|
| A Stable by CARE A + by ICRA |
| Coupon Frequency |
|---|
| Yearly |
| Face Value |
|---|
| ₹10,00,000 |
| Coupon |
|---|
| 11.250000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 03/05/2025 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Principal Amount |
|---|
| ₹NaN |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹NaN |
| Price |
|---|
| ₹NaN |
| Yield |
|---|
| % |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Quote Not Available for purchase
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
