Security Name: 11.10% ESAF Small Finance Bank Limited 28 Feb 2034
ISIN:
INE818W08107
Taxable
Tax Category
28 Feb, 2034
Maturity Date
(9 Yr 1 Mo 5 D to mature)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
29 Feb, 2024
Allotment Date
NA
Put Date
30 Mar, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
11.1%
Coupon
Fixed Interest
Coupon Basis
11.2977%
Current Yield
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
ESAF Small Finance Bank Limited
ESAF Small Finance Bank is a Kerala- based Bank, commenced its banking operations on March 2017. ESAF is currently focused in retail banking business with presence in micro-finance, housing finance, business loans, loan against property (LAP), gold loans and providing financing solutions for marginal customers who lack access to the formal banking and financing channels while providing a comprehensive banking and digital platform for all. The bank has its presence in 23 states across 700 branches as on March 31, 2023.
The ratio in FY24 is 1.72x and it was 2.54x in FY23, indicating decrease in debt levels, due to decrease in the borrowings as well as increase in the profitability of the issuer in FY24.
Debt/EBITDA
The ratio in FY24 is 1.29x and it was 1.30x in FY23, indicating almost no changes in the debt servicing ability of the issuer in FY24.
Interest coverage ratio
Recent News
ESAF Small Finance Bank posts 200% surge in Q3 net profit
Mar 27, 2024 | ESAF Small Finance Bank Limited
ESAF Small Finance Bank's Q1 Total Deposits Jump Over 30%
Aug 22, 2024 | ESAF Small Finance Bank Limited
ESAF Small Finance Bank replaces FIS’ Profile with Oracle Flexcube as new banking core
Oct 11, 2024 | ESAF Small Finance Bank Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
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Total Investment
| Cashflow for INE818W08107 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 11.10% ESAF Small Finance Bank Limited 28 Feb 2034 |
| Credit Rating |
|---|
| A Stable by CARE |
| Coupon Frequency |
|---|
| Yearly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 11.100000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 28/02/2034 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Jan 23,2025 |
| Principal Amount |
|---|
| ₹98,250 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹98,250 |
| Price |
|---|
| ₹98.25 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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