Security Name: 11.00% IIFL Samasta Finance Limited 18 May 2030
ISIN:
INE413U08093
Taxable
Tax Category
18 May, 2030
Maturity Date
(4 Yr 9 Mo 10 D to mature)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
18 May, 2023
Allotment Date
NA
Put Date
18 May, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
11%
Coupon
Fixed Interest
Coupon Basis
10.9453%
Current Yield
03 May, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
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ISSUER
IIFL Samasta Finance Limited
IIFL Samasta Finance Limited, an IIFL Group company, is a non-deposit taking NBFC, based out of Bengaluru, Karnataka, a microfinance Institution working for women’s economic empowerment. The company began its microfinance operation in 2008 and as on December 31, 2022, Samasta had a presence in 17 states, catering to more than 20 lakh customers through a network of 1,110 branches spread across 324 districts.
The ratio in FY25 is 7.42x and it was 5.34x in FY24, indicating significant increase in the debt level of the issuer due to increase in GNPAs, rising to 4.7% by the end of FY25 from 1.9% the previous year.
Debt/EBITDA
The ratio in FY25 is 1.02x and it was 1.75x in FY24, indicating a significant decrease in the company's debt-servicing ability. This decline is primarily due to an increase in credit costs including provisions and write-offs—which rose to 5.3% in FY25 from 3.1% in the prior year, further eroding profitability.
Interest coverage ratio
Recent News
IIFL Samasta to raise funds up to ₹1,000 crore via bonds
Mar 27, 2024 | IIFL Samasta Finance Limited
IIFL Finance To Invest Rs 200 Crore In Subsidiary
Mar 27, 2024 | IIFL Samasta Finance Limited
IIFL Samasta Finance standalone net profit declines 75.82% in the September 2024 quarter
Oct 28, 2024 | IIFL Samasta Finance Limited
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Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
Face Value
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Total Investment
| Cashflow for INE413U08093 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 11.00% IIFL Samasta Finance Limited 18 May 2030 |
| Credit Rating |
|---|
| AA -/Watch by CRISIL |
| Coupon Frequency |
|---|
| Yearly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 11.000000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 18/05/2030 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Aug 08,2025 |
| Principal Amount |
|---|
| ₹1,00,500 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,00,500 |
| Price |
|---|
| ₹100.5 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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