Security Name: 11.00% IIFL Samasta Finance Limited 18 May 2030
ISIN: INE413U08093
Taxable
Tax Category
18 May, 2030
Maturity Date
(4 Yr 2 Mo 28 D to mature)
Yearly
Interest Payment Frequency
Yes
NRI Eligibility
18 May, 2023
Allotment Date
NA
Put Date
18 May, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
11%
Coupon
Fixed Interest
Coupon Basis
11.1811%
Current Yield
03 May, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Risk gauge from Low to High Safety. Needle points near High Safety. Credit rating is AA -/Watch (CRISIL).
| Rating agency | Rating | Needle position |
|---|---|---|
| CRISIL | AA -/Watch | near High Safety |
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
LIQUIDITY INDICATOR #
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Transaction Count
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Volume Traded
as on -- (in Lakhs)
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(since 3 months)
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Volume Traded
(since 3 months) (in Lakhs)
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ISSUER
Founded in 2008 and headquartered in Bangalore, IIFL Samasta provides microloans for income generation and working capital. Following a major investment by IIFL Finance in FY2017, the company grew to serve 34.53 lakh customers via 1,660 branches across 22 states as of March 2025.
The ratio in FY25 is 7.42x and it was 5.34x in FY24, indicating significant increase in the debt level of the issuer due to increase in GNPAs, rising to 4.7% by the end of FY25 from 1.9% the previous year.
Debt/EBITDA
The ratio in FY25 is 1.02x and it was 1.75x in FY24, indicating a significant decrease in the company's debt-servicing ability. This decline is primarily due to an increase in credit costs including provisions and write-offs—which rose to 5.3% in FY25 from 3.1% in the prior year, further eroding profitability.
Interest coverage ratio
Recent News
Mar 27, 2024 | IIFL Samasta Finance Limited
Mar 27, 2024 | IIFL Samasta Finance Limited
Oct 28, 2024 | IIFL Samasta Finance Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Principal Amount
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BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
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Total Investment
| Cashflow for INE413U08093 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 11.00% IIFL Samasta Finance Limited 18 May 2030 |
| Credit Rating |
|---|
| AA -/Watch by CRISIL |
| Coupon Frequency |
|---|
| Yearly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 11.000000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 18/05/2030 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Feb 18,2026 |
| Principal Amount |
|---|
| ₹98,380.6 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹98,380.6 |
| Price |
|---|
| ₹98.3806 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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