
Security Name: 10.90% Satin Housing Finance Limited 27 Feb 2026
ISIN: INE02YC07018
Taxable
Tax Category
27 Feb, 2026
Maturity Date
(1 Mo 14 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
30 Aug, 2024
Allotment Date
NA
Put Date
30 Jan, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
10.9%
Coupon
Fixed Interest
Coupon Basis
10.8334%
Current Yield
15 Jan, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER

Satin Housing Finance Limited
Satin Housing Finance Limited (SHFL) is a professionally managed housing finance company (HFC) that provides long-term housing loans to customers belonging to low and middle-income groups, spread across the peripheries of urban, semi-urban and rural India. Incorporated on April 17, 2017, the company received its Certificate of Registration from the National Housing Bank (NHB) in November 2017 and successfully commenced its operations from February 2018.
The ratio in FY25 is 8.08x and it was 7.76x in FY24, indicating increase in the debt level due to increase in the borrowings in FY25.
Debt/EBITDA
The ratio in FY25 is 1.09x and it was 1.26x in FY24, reflecting a slight drop in debt-servicing ability due to higher operating expenses and credit costs from lower collection efficiency, which reduced RoA and RoE.
Interest coverage ratio
Recent News

Satin Credit care Q1 Results: Net profit up 20% at Rs 105 crore
Jul 09, 2024 | Satin Housing Finance Limited

Satin Housing Finance standalone net profit declines 42.29% in the March 2025 quarter
Sep 03, 2025 | Satin Housing Finance Limited
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?

To know more about the Bond and the issuer, download the Information Memorandum.

To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Clean Price
Yield (YTM)

Principal Amount
Accrued Interest from
Select the number of units below
BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE02YC07018 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 10.90% Satin Housing Finance Limited 27 Feb 2026 |
| Credit Rating |
|---|
| A- Stable by ICRA |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 10.900000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 27/02/2026 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Jan 13,2026 |
| Principal Amount |
|---|
| ₹1,00,614.8 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,00,614.8 |
| Price |
|---|
| ₹100.6148 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
similar bonds

13.00% Akara Capital Advisors Private Limited 29 Oct 2028
29 Oct, 2028
Maturity Date
₹10,000
Minimum Qty
INE08XP07407
ISIN
Monthly
IP Frequency
14.5%
Yield
₹98.548
Price

11.25% Vedika Credit Capital Limited 27 Nov 2027
27 Nov, 2027
Maturity Date
₹1,00,000
Minimum Qty
INE04HY07351
ISIN
Monthly
IP Frequency
12.45%
Yield
₹99.0924
Price

11.65% UGRO Capital Limited 15 Mar 2031
15 Mar, 2031
Maturity Date
₹1,00,000
Minimum Qty
INE583D08081
ISIN
Monthly
IP Frequency
12.15%
Yield
₹100.4751
Price

13.50% Lucina Land Development Limited 30 Jan 2029
30 Jan, 2029
Maturity Date
₹1,00,000
Minimum Qty
INE0JZO07032
ISIN
Monthly
IP Frequency
13.1%
Yield
₹102.2464
Price


