Security Name: 10.90% EarlySalary Services Private Limited 04 Dec 2026
ISIN:
INE01YL07334
Taxable
Tax Category
04 Dec, 2026
Maturity Date
(1 Yr 5 Mo 29 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
25 Feb, 2025
Allotment Date
NA
Put Date
02 Jul, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
10.9%
Coupon
Fixed Interest
Coupon Basis
10.9053%
Current Yield
17 Jun, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
EarlySalary Services Private Limited
A Non-Banking Financial Company registered with the Reserve Bank of India (“RBI”). It was formed with an objective to provide easy financing services to various sections of the community. With strong leadership and a highly motivated team at the front backed by the latest technology, we are one of the fastest-growing NBFC which is changing the face of digital lending in India.
The ratio in FY24 is 6.56x and it was 17.68x in FY23, indicating decrease in debt level due to incurred profit as compared to incurred losses in FY23.
Debt/EBITDA
The ratio in FY24 is 1.50x and it was 0.79x in FY23, indicating increased debt servicing ability of the issuer due to incurred profit compared to losses in FY23.
Interest coverage ratio
Recent News
EarlySalary Services Pvt. Ltd. (A Fibe Group Company) raises Rs. 30 crores via NCD issuance
Mar 27, 2024 | EarlySalary Services Private Limited
EarlySalary eyes $100 million from TPG, Norwest
Mar 27, 2024 | EarlySalary Services Private Limited
Fibe's Long-Term Credit Rating Upgraded to A- (Stable) by CARE
Sep 30, 2024 | EarlySalary Services Private Limited
Related Videos
Seniority Ranking
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Balancing Act: Understanding and Mitigating Risks in Bond Investing
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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Yield (YTM)
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BOND VALUE DETAILS
Face Value
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Stamp Duty
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Total Investment
| Cashflow for INE01YL07334 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 10.90% EarlySalary Services Private Limited 04 Dec 2026 |
| Credit Rating |
|---|
| A- Stable by CARE |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 10.900000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 04/12/2026 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Jun 05,2025 |
| Principal Amount |
|---|
| ₹99,951.2 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹99,951.2 |
| Price |
|---|
| ₹99.9512 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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