Security Name: 10.76% Lendingkart Finance Limited 10 May 2026
ISIN: INE090W07683
Taxable
Tax Category
10 May, 2026
Maturity Date
(5 Mo 17 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
10 May, 2024
Allotment Date
NA
Put Date
10 Jul, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
10.76%
Coupon
Fixed Interest
Coupon Basis
10.5779%
Current Yield
25 Jun, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Lendingkart Finance Limited
Lendingkart Finance Limited (formerly Aadri Infin Limited) is a Lendingkart Group company, which is registered as an NBFC and provides unsecured small and medium-sized enterprise loans. The lending principle for the company is based on credit evaluation using a proprietary scoring model with minimum human interface and therefore, with a significantly faster turnaround time. LFL is targeting the niche segment of low-ticket size, shorter tenure unsecured business loans.
The ratio in FY25 is -18.40x and it was 6.59x in FY24, indicating significant increase in the debt level of the issuer due to significant rise in impairment costs (doubling to ₹523.5 crore) from a surge in loan defaults and higher provisions for credit losses
Debt/EBITDA
The ratio in FY25 is -0.33x and it was 1.30x in FY24, indicating decrease in the debt servicing ability of the issuer due to increase in Shrinking Assets Under Management (AUM) and lower disbursements, reflecting challenges in asset quality.
Interest coverage ratio
Recent News
Mahindra Finance forays into MSME focused co-lending partnership with Lendingkart
Mar 27, 2024 | Lendingkart Finance Limited
Fullerton Financial Holdings infuse Rs 252 cr in Lendingkart; to take controlling stake
Oct 14, 2024 | Lendingkart Finance Limited
Lendingkart Finance Q1: Net Loss Swells 3.4X To INR 85 Cr, Revenue Falls 60% YoY
Aug 01, 2025 | Lendingkart Finance Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Clean Price
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BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE090W07683 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 10.76% Lendingkart Finance Limited 10 May 2026 |
| Credit Rating |
|---|
| BBB+ Stable by IND |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 10.760000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 10/05/2026 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Nov 21,2025 |
| Principal Amount |
|---|
| ₹1,01,721.5 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,01,721.5 |
| Price |
|---|
| ₹101.7215 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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