Security Name: 10.75% AU Small Finance Bank Limited 15 Dec 2028
ISIN: INE519Q08160
Taxable
Tax Category
15 Dec, 2028
Maturity Date
(3 Yr 3 Mo 15 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
15 Jun, 2023
Allotment Date
NA
Put Date
15 Sep, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
10.75%
Coupon
Fixed Interest
Coupon Basis
9.9660%
Current Yield
31 Aug, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
AU Small Finance Bank Limited
AU Small Finance Bank Limited (erstwhile AU Financiers (India) Limited) was incorporated in 1996 as an NBFC and started the CV lending business in 2003 as a franchisee originator for HDFC Bank under ‘Channel Business’ and later moved to lend on its own books since 2007.
The ratio in FY25 is 1.15x and it was 0.79x in FY24, indicating increase in the debt level due to significant increase in the borrowings of the issuer in FY25.
Debt/EBITDA
The ratio in FY25 is 1.26x and it was 1.28x in FY24, indicating slight decrease in the debt servicing ability of the issuer due to increase in the interest expenses which led to overall increase in the finance cost.
Interest coverage ratio
Recent News
Board of AU Small Finance Bank approves raising of Tier II capital
Apr 10, 2024 | AU Small Finance Bank Limited
AU, Fincare small finance banks to merge
Apr 10, 2024 | AU Small Finance Bank Limited
AU Small Finance Bank supports critical care unit at CMC Vellore
Jul 28, 2025 | AU Small Finance Bank Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
Face Value
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Stamp Duty
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Total Investment
| Cashflow for INE519Q08160 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 10.75% AU Small Finance Bank Limited 15 Dec 2028 |
| Credit Rating |
|---|
| A + by ICRA |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 10.750000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 15/12/2028 |
| Security |
|---|
| Unsecured Subordinated Tier 2 |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Sep 01,2025 |
| Principal Amount |
|---|
| ₹1,07,866.4 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,07,866.4 |
| Price |
|---|
| ₹107.8664 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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