Security Name: 10.70% EarlySalary Services Private Limited 05 Mar 2027
ISIN:
INE01YL07383
Taxable
Tax Category
05 Mar, 2027
Maturity Date
(1 Yr 6 Mo 20 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
30 Jul, 2025
Allotment Date
NA
Put Date
05 Sep, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
10.7%
Coupon
Fixed Interest
Coupon Basis
10.6832%
Current Yield
21 Aug, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
EarlySalary Services Private Limited
A Non-Banking Financial Company registered with the Reserve Bank of India (“RBI”). It was formed with an objective to provide easy financing services to various sections of the community. With strong leadership and a highly motivated team at the front backed by the latest technology, we are one of the fastest-growing NBFC which is changing the face of digital lending in India.
The ratio in FY25 is 6.21x and it was 6.54x in FY24, indicating decrease in debt level due to a better profit on interest and had fewer loan losses compared to the previous year.
Debt/EBITDA
The ratio in FY25 is 1.59x and it was 1.50x in FY24, indicating increased debt servicing ability of the issuer due to strong capital position at 28.1% by the end of the first quarter of FY25, which helps it expand and earn more money.
Interest coverage ratio
Recent News
EarlySalary eyes $100 million from TPG, Norwest
Mar 27, 2024 | EarlySalary Services Private Limited
Fibe's Long-Term Credit Rating Upgraded to A- (Stable) by CARE
Sep 30, 2024 | EarlySalary Services Private Limited
Fibe, CheQ collaborate to expand credit access and ensure responsible credit behaviour
Jul 07, 2025 | EarlySalary Services Private Limited
Related Videos
Seniority Ranking
Demystifying the hierarchy that determines who gets paid first in the event of a default
Bonds Market Risks
Balancing Act: Understanding and Mitigating Risks in Bond Investing
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, send a request for the Rating Rationale. You will receive an email shortly.
Clean Price
Yield (YTM)
Principal Amount
Accrued Interest from
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BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE01YL07383 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 10.70% EarlySalary Services Private Limited 05 Mar 2027 |
| Credit Rating |
|---|
| A - by CARE |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 10.700000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 05/03/2027 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Aug 14,2025 |
| Principal Amount |
|---|
| ₹1,00,157.6 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,00,157.6 |
| Price |
|---|
| ₹100.1576 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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