Security Name: 10.65% Moneywise Financial Services Private Limited 12 Jan 2027
ISIN: INE956L07084
Taxable
Tax Category
12 Jan, 2027
Maturity Date
(1 Yr 4 Mo 4 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
17 Jan, 2025
Allotment Date
NA
Put Date
12 Oct, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
Quote Not Available
Dirty Price
10.65%
Coupon
Fixed Interest
Coupon Basis
Quote Not Available
Current Yield
27 Sep, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Moneywise Financial Services Private Limited
MFSPL is a wholly-owned subsidiary of SMC and is registered with RBI as an NBFC-ND. It started operations in 2008 and is operating through eight branches, 290+ channel partners, 208 employees, 19 lenders and has a client base of 59,000+ across India.
The ratio in FY25 is 5.47x and it was 5.71x in FY24, indicating debt has marginally decreased due to decrease in the borrowings of the issuer in FY25.
Debt/EBITDA
The ratio in FY25 is 1.72x and it was 1.97x in FY24, indicating although operating earnings (EBIT) improved, the finance cost increased more sharply, reducing the company's ability to cover interest payments.
Interest coverage ratio
Recent News
Central Bank of India (CBoI) has entered into a co-lending partnership with Moneywise Financial Services Pvt Ltd
May 31, 2023 | Moneywise Financial Services Private Limited
SMC Capitals ties up with Translink Corporate Finance to increase global footprint
Apr 01, 2024 | Moneywise Financial Services Private Limited
Moneywise Financial Services Pvt standalone net profit declines 21.32% in the September 2024 quarter
Dec 26, 2024 | Moneywise Financial Services Private Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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Total Investment
| Cashflow for INE956L07084 |
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| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
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| Security Name |
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| 10.65% Moneywise Financial Services Private Limited 12 Jan 2027 |
| Credit Rating |
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| A / Stable by IVR |
| Coupon Frequency |
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| Monthly |
| Face Value |
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| ₹10,000 |
| Coupon |
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| 10.650000% |
| YTM or YTC |
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| YTM |
| Maturity Date |
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| 12/01/2027 |
| Security |
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| Senior Secured |
| No. of Bonds |
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| 1 |
| Settlement Date |
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| Principal Amount |
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| ₹NaN |
| Accrued Interest |
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| ₹0 |
| Stamp Duty |
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| ₹0 |
| Total Amount Payable |
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| ₹NaN |
| Price |
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| ₹NaN |
| Yield |
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| Year | Payment Date | Amount | Amount after TDS | Payout Type |
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Quote Not Available for purchase
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
