
Security Name: 10.50% Shri Ram Finance Corporation Private Limited 22 Jan 2028
ISIN: INE08E807142
Taxable
Tax Category
22 Jan, 2028
Maturity Date
(2 Yr 2 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
22 Dec, 2025
Allotment Date
NA
Put Date
22 Feb, 2026
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
10.5%
Coupon
Fixed Interest
Coupon Basis
10.4613%
Current Yield
07 Feb, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER

Shri Ram Finance Corporation Private Limited
Raipur (Chhattisgarh) based, SRFCPL was incorporated in 2004 as a Non-Deposit-taking Non-Banking Financial Company (ND-NBFC). Subsequently, it started lending business in 2008 upon receiving an NBFC license. SRFCPL is engaged in extending two wheeler financing, secured and unsecured loans towards SME borrowers and personal loans to government employees. The company primarily operates in eight states namely Chhattisgarh, Madhya Pradesh, Odisha, Jharkhand, Maharashtra, Rajasthan, Andhra Pradesh and Uttar Pradesh through a network of 240 branches as on March 31, 2025.
The ratio in FY25 is 5.58x and it was 5.86x in FY24, indicating a slight decrease in debt levels due to consistent growth in AUM and disbursements, an adequate capital structure and profitability, and a healthy resource-raising ability.
Debt/EBITDA
The ratio in FY25 is 1.57x and it was 1.66x in FY24, indicating decrease in the debt servicing ability of the issuer due to increase in the interest expenses which led to overall increase in the finance cost.
Interest coverage ratio
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To know more about the Bond and the issuer, download the Information Memorandum.

To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
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Total Investment
| Cashflow for INE08E807142 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 10.50% Shri Ram Finance Corporation Private Limited 22 Jan 2028 |
| Credit Rating |
|---|
| A / Stable by ACUITE |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 10.500000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 22/01/2028 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Jan 20,2026 |
| Principal Amount |
|---|
| ₹1,00,370 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹1,00,370 |
| Price |
|---|
| ₹100.37 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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