Security Name: 10.50% EarlySalary Services Private Limited 09 Mar 2028

ISIN: INE01YL07417

Taxable

Tax Category

09 Mar, 2028

Maturity Date
(2 Yr 11 D to mature)

Monthly

Interest Payment Frequency

Yes

NRI Eligibility

31 Dec, 2025

Allotment Date

NA

Put Date

09 Apr, 2026

Next Interest Payment Date

15 days

Shut Period

Both

Active on NSDL/CDSL

Guaranteed

Type of Guarantee

No

Perpetual

Private Placement

Mode of Issue

Listed

Listing Details

Non Public Sector Undertaking

Type of Issuer

₹NaN

Dirty Price

10.5%

Coupon

Fixed Interest

Coupon Basis

10.5053%

Current Yield

25 Mar, 2026

Record Date

YOUR EARNING

Your Investment

Final Payout

₹0

Error Generating Cashflow 😥. We are looking into this.

*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)

YOUR RISK

Risk gauge from Low to High Safety. Needle points between Medium and High Safety. Credit rating is A- Stable (CARE).

Credit rating gauge data
Rating agencyRatingNeedle position
CAREA- Stablebetween Medium and High Safety
Senior

Repayment Priority

Higher the level, higher the priority of investment repayment on default

Secured

Security with Collateral?

An investment secured with collateral helps

LIQUIDITY INDICATOR #

Transaction Count

as on --

₹—

Volume Traded

as on -- (in Lakhs)

Transaction Count

(since 3 months)

₹—

Volume Traded

(since 3 months) (in Lakhs)

# Data points fromBSE

# Updates every 15 minutes during market hours

# Last Updated: --

ISSUER

EarlySalary Services Private Limited
EarlySalary Services Private Limited

A Non-Banking Financial Company registered with the Reserve Bank of India (“RBI”). It was formed with an objective to provide easy financing services to various sections of the community. With strong leadership and a highly motivated team at the front backed by the latest technology, we are one of the fastest-growing NBFC which is changing the face of digital lending in India. The new name of EarlySalary Services Private Limited is Fibe

The ratio in FY25 is 6.21x and it was 6.54x in FY24, indicating decrease in debt level due to a better profit on interest and had fewer loan losses compared to the previous year.

Debt/EBITDA

The ratio in FY25 is 1.59x and it was 1.50x in FY24, indicating increased debt servicing ability of the issuer due to strong capital position at 28.1% by the end of the first quarter of FY25, which helps it expand and earn more money.

Interest coverage ratio

Recent News

EarlySalary Services Private Limited
EarlySalary eyes $100 million from TPG, Norwest

Mar 27, 2024 | EarlySalary Services Private Limited

EarlySalary Services Private Limited
Fibe's Long-Term Credit Rating Upgraded to A- (Stable) by CARE

Sep 30, 2024 | EarlySalary Services Private Limited

EarlySalary Services Private Limited
Fibe, CheQ collaborate to expand credit access and ensure responsible credit behaviour

Jul 07, 2025 | EarlySalary Services Private Limited

Related Videos

Seniority Ranking video thumbnail

Seniority Ranking

Demystifying the hierarchy that determines who gets paid first in the event of a default

Bonds Market Risks video thumbnail

Bonds Market Risks

Balancing Act: Understanding and Mitigating Risks in Bond Investing

STEPS TO BUY THIS BOND

Complete KYCe-KYC approval in just 5 minutes!Place your OrderSwipe right to buy this Bond.Transfer funds to ICCLUse Net Banking or visit your nearest branch.SettlementSit back and relax, while we deliver your Security!

Information required for KYC

PAN Card

Bank Account Proof

Aadhaar Card

Demat Account Proof

How to exit the investment?

At MaturityThe Issuer will return your principal and redeem the bond
Sell your bond anytimeYou can sell your bond anytime you want by reaching out to your Relationship Manager.

To know more about the Bond and the issuer, download the Information Memorandum.

To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.

Clean Price
Yield (YTM)
Header BG
Principal Amount
Accrued Interest from

Select the number of units below

BOND VALUE DETAILS

Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
Cashflow for INE01YL07417
Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR).
Security Name
10.50% EarlySalary Services Private Limited 09 Mar 2028
Credit Rating
A- Stable by CARE
Coupon Frequency
Monthly
Face Value
₹1,00,000
Coupon
10.500000%
YTM or YTC
YTM
Maturity Date
09/03/2028
Security
Senior Secured
No. of Bonds
1
Settlement Date
Feb 26,2026
Principal Amount
₹99,950
Accrued Interest
₹0
Stamp Duty
₹0
Total Amount Payable
₹99,950
Price
₹99.95
Yield
0%
YearPayment DateAmountAmount after TDSPayout Type

Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.

Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.

similar bonds

Bond Logo
Bond Logo
12.50% Akara Capital Advisors Private Limited 06 Feb 2029
06 Feb, 2029
Maturity Date
₹10,000
Minimum Qty
INE08XP07464
ISIN
Monthly
IP Frequency
15%
Yield
₹96.23
Price
ICRABBB
Bond Logo
Bond Logo
11.40% Keertana Finserv Limited 24 Oct 2027
24 Oct, 2027
Maturity Date
₹10,000
Minimum Qty
INE0NES07287
ISIN
Monthly
IP Frequency
13.85%
Yield
₹97.8975
Price
INDBBB+ Stable
Bond Logo
Bond Logo
11.75% Indel Money Limited 23 Jan 2031
23 Jan, 2031
Maturity Date
₹1,00,000
Minimum Qty
INE0BUS07CI4
ISIN
Monthly
IP Frequency
12.01%
Yield
₹101.3042
Price
IVRA -
Bond Logo
Bond Logo
10.00% Muthoot Capital Services Limited 16 May 2027
16 May, 2027
Maturity Date
₹1,00,000
Minimum Qty
INE296G07150
ISIN
Monthly
IP Frequency
9.995%
Yield
₹100.5
Price
CRISILA+ / Positive
Bond Logo
Bond Logo
11.50% Vedika Credit Capital Limited 27 May 2028
27 May, 2028
Maturity Date
₹1,00,000
Minimum Qty
INE04HY07377
ISIN
Monthly
IP Frequency
12.5%
Yield
₹99.3277
Price
IVRA- Stable