Security Name: 10.50% Criss Financial Limited 30 Aug 2026
ISIN:
INE02EP07046
Taxable
Tax Category
30 Aug, 2026
Maturity Date
(1 Yr 6 Mo 4 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
30 Aug, 2024
Allotment Date
NA
Put Date
30 Mar, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
10.5%
Coupon
Fixed Interest
Coupon Basis
10.6309%
Current Yield
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Criss Financial Limited
Criss Financial is a subsidiary of Spandana Sphoorty Financial Limited (SSFL), a listed NBFC-MFI, with a geographically diversified presence in India. Spandana offers income generating loans under the joint liability group (JLG) model, predominantly to women from low-income households in rural areas.
The ratio in FY24 is 4.96x and it was 8.96x in FY23, indicating that Criss profitability is on a rising trend because it was supported by its improving asset quality and lower credit costs in FY24.
Debt/EBITDA
The ratio in FY24 is 1.85x and it was 1.04x in FY23, indicating that increase in debt servicing ability of the issuer with access to line of credit worth INR4,000 million from its parent and equity infusions of INR1,000 million in FY24.
Interest coverage ratio
Recent News
Spandana Sphoorty to increase micro-LAP
Sep 17, 2024 | Criss Financial Limited
Criss Financial reports standalone net loss of Rs 12.38 crore in the September 2024 quarter
Oct 28, 2024 | Criss Financial Limited
Related Videos
Corporate Bonds: Issuance, Trading & Settlement
Fuelling Growth with Corporate Bonds: A Closer Look at Debt Securities
Seniority Ranking
Demystifying the hierarchy that determines who gets paid first in the event of a default
STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Clean Price
Yield (YTM)
Principal Amount
Accrued Interest from
Select the number of units below
BOND VALUE DETAILS
Face Value
Market Value
Stamp Duty
Select a Settlement Date:
Total Investment
| Cashflow for INE02EP07046 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 10.50% Criss Financial Limited 30 Aug 2026 |
| Credit Rating |
|---|
| A / Stable by IND |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 10.500000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 30/08/2026 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Feb 25,2025 |
| Principal Amount |
|---|
| ₹98,768.6 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹98,768.6 |
| Price |
|---|
| ₹98.7686 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
similar bonds
10.01% Akara Capital Advisors Private Limited 22 Feb 2026
22 Feb, 2026
Maturity Date
₹1,00,000
Minimum Qty
INE08XP07258
ISIN
Monthly
IP Frequency
14.95%
Yield
₹96.2748
Price
9.84% Spandana Sphoorty Financial Limited 28 Jun 2026
28 Jun, 2026
Maturity Date
₹1,00,000
Minimum Qty
INE572J07711
ISIN
Monthly
IP Frequency
12.1%
Yield
₹97.9663
Price
10.45% Muthoot Fincorp Limited 24 Dec 2032
24 Dec, 2032
Maturity Date
₹10,000
Minimum Qty
INE549K08509
ISIN
Monthly
IP Frequency
10.9587%
Yield
₹100
Price
9.75% Muthoottu Mini Financiers Limited 06 Feb 2027
06 Feb, 2027
Maturity Date
₹1,00,000
Minimum Qty
INE101Q07AZ8
ISIN
Monthly
IP Frequency
11.2%
Yield
₹98.3909
Price
14.20% Satya Microcapital Limited 30 Apr 2029
30 Apr, 2029
Maturity Date
₹1,00,000
Minimum Qty
INE982X08091
ISIN
Monthly
IP Frequency
14.6145%
Yield
₹101.5
Price
