Security Name: 10.30% Navi Finserv Limited 30 Sep 2027
ISIN: INE342T07635
Taxable
Tax Category
30 Sep, 2027
Maturity Date
(2 Yr 1 Mo 11 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
11 Aug, 2025
Allotment Date
NA
Put Date
11 Sep, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
10.3%
Coupon
Fixed Interest
Coupon Basis
10.3372%
Current Yield
27 Aug, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Navi Finserv Limited
Navi Finserv Private Limited (formerly known as Chaitanya Rural Intermediation Development Services Private Limited) was formed in February 2012 to carry on the business of sourcing, underwriting and carrying on the business of lending to individuals and entities including micro, small and medium enterprises, rural credit and other body corporates across India and provide credit related services as an NBFC, including, inter alia, intermediation services for financial services agents and money transfer agents, credit linkage services, acting as a banking correspondent and generally carrying out all activities permissible to be carried out as an NBFC.
The ratio in FY24 is 4.15x and it was 9.09x in FY23, indicating decreased debt levels due to significant increase in profitability because of the one-time income from the sale of the brand ‘Chaitanya’ to NTL for Rs 35 crores and stake sale of 25% of CIFCPL to NTL for Rs 56.2 crore.
Debt/EBITDA
Ratio in FY24 is 2.31x and it was 1.46x in FY23, this indicates the increasing debt servicing ability of the issuer, due to significant increase profits in FY24.
Interest coverage ratio
Recent News
Sachin Bansal's Navi Finserv raises Rs 150 crore through NCDs
Aug 23, 2024 | Navi Finserv Limited
Sachin Bansal-Led Navi Finserv Comforts Creditors On Enough Liquidity Buffers, After RBI Ban
Oct 22, 2024 | Navi Finserv Limited
RBI lifts loan disbursal curbs on Sachin Bansal-led Navi Finserv
Dec 02, 2024 | Navi Finserv Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Clean Price
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Principal Amount
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BOND VALUE DETAILS
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Total Investment
| Cashflow for INE342T07635 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 10.30% Navi Finserv Limited 30 Sep 2027 |
| Credit Rating |
|---|
| A / Stable by CRISIL |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹10,000 |
| Coupon |
|---|
| 10.300000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 30/09/2027 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Aug 19,2025 |
| Principal Amount |
|---|
| ₹9,963.99 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹9,963.99 |
| Price |
|---|
| ₹99.6399 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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