Security Name: 10.20% Arman Financial Services Limited 25 Jan 2026
ISIN: INE109C07097
Taxable
Tax Category
25 Jan, 2026
Maturity Date
(4 Mo 9 D to mature)
Quarterly
Interest Payment Frequency
Yes
NRI Eligibility
25 Apr, 2024
Allotment Date
NA
Put Date
25 Oct, 2025
Next Interest Payment Date
8 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
Quote Not Available
Dirty Price
10.2%
Coupon
Fixed Interest
Coupon Basis
Quote Not Available
Current Yield
17 Oct, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Arman Financial Services Limited
Arman Financial Services Limited is RBI registered NBFC – Asset Finance with rural and semi-rural financing at the centre of its business model. Arman commenced its operations with asset backed finance lending in the state of Gujarat.
The ratio in FY25 is 4.03x and it was 3.04x in FY24, indicating increase in the debt level due to increase in the borrowings in FY25.
Debt/EBITDA
The ratio in FY25 is 2.33x and it was 2.06x in FY24,reflecting better debt servicing ability, partly supported by a one-time income of ₹36.75 crore from an ARC transaction.
Interest coverage ratio
Recent News
Arman Financial: Strong Q3 FY24 Performance and Expansion Plans
Mar 03, 2024 | Arman Financial Services Limited
Arman Financial Standalone September 2024 Net Sales at Rs 44.12 crore, up 30.61% Y-o-Y
Nov 25, 2024 | Arman Financial Services Limited
Arman Financial Consolidated March 2025 Net Sales at Rs 199.35 crore, up 9.02% Y-o-Y
Jul 01, 2025 | Arman Financial Services Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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Total Investment
| Cashflow for INE109C07097 |
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| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
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| Security Name |
|---|
| 10.20% Arman Financial Services Limited 25 Jan 2026 |
| Credit Rating |
|---|
| A- Stable by ACUITE |
| Coupon Frequency |
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| Quarterly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
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| 10.200000% |
| YTM or YTC |
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| YTM |
| Maturity Date |
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| 25/01/2026 |
| Security |
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| Senior Secured |
| No. of Bonds |
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| 1 |
| Settlement Date |
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| Principal Amount |
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| ₹NaN |
| Accrued Interest |
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| ₹0 |
| Stamp Duty |
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| ₹0 |
| Total Amount Payable |
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| ₹NaN |
| Price |
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| ₹NaN |
| Yield |
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| % |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
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Quote Not Available for purchase
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
