Security Name: 10.00% Paisalo Digital Limited 03 Jun 2027
ISIN: INE420C07130
Taxable
Tax Category
03 Jun, 2027
Maturity Date
(1 Yr 9 Mo 13 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
03 Jun, 2025
Allotment Date
NA
Put Date
03 Sep, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
10%
Coupon
Fixed Interest
Coupon Basis
10.0503%
Current Yield
19 Aug, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
ISSUER
Paisalo Digital Limited
Paisalo Digital Limited leverages Artificial Intelligence and Machine Learning to offer intelligent and hassle-free loans through a High Tech: High Touch approach. With a robust distribution network in rural and semi-urban areas of India, Paisalo has serviced over 15 lakh plus borrowers and has 1052 touch points across the country. We are at the forefront of co-lending and are pioneers in seamless credit distribution services to the bottom of the pyramid by administration of small-ticket loans.
The ratio in FY24 is 4.91x and it was 5.62x in FY23, indicating decrease in the debt level due to significant increase in the profitability of the issuer in FY24.
Debt/EBITDA
The ratio in FY24 is 1.99x and it was 1.69x in FY23, indicating increased debt servicing ability of the issuer due to its assets under management (AUM) jumped 32% to around Rs 4,622 crore as of 31 March 2024 as compared to Rs 3,492 crore as of 31 March 2023.
Interest coverage ratio
Recent News
Paisalo Digital signs MoU with TVS Motor
Mar 26, 2024 | Paisalo Digital Limited
Paisalo Digital spurts as AUM climbs 32% YoY in Q4
Sep 03, 2024 | Paisalo Digital Limited
Paisalo Digital to raise up to USD 75 million through FCCBs
Nov 28, 2024 | Paisalo Digital Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
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BOND VALUE DETAILS
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Total Investment
| Cashflow for INE420C07130 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 10.00% Paisalo Digital Limited 03 Jun 2027 |
| Credit Rating |
|---|
| AA by IVR |
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹1,00,000 |
| Coupon |
|---|
| 10.000000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 03/06/2027 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Aug 19,2025 |
| Principal Amount |
|---|
| ₹99,500 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹99,500 |
| Price |
|---|
| ₹99.5 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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