Security Name: 10.00% Kosamattam Finance Limited 31 May 2028
ISIN: INE403Q07GD2
Taxable
Tax Category
31 May, 2028
Maturity Date
(2 Yr 3 Mo 3 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
20 Aug, 2025
Allotment Date
NA
Put Date
01 Apr, 2026
Next Interest Payment Date
16 days
Shut Period
Both
Active on NSDL/CDSL
Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
₹NaN
Dirty Price
10%
Coupon
Fixed Interest
Coupon Basis
10.0297%
Current Yield
16 Mar, 2026
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Risk gauge from Low to High Safety. Needle points at an unknown safety position. Credit rating is not available.
| Rating agency | Rating | Needle position |
|---|---|---|
| Credit rating data is not available. | ||
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
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LIQUIDITY INDICATOR #
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Transaction Count
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Volume Traded
as on -- (in Lakhs)
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Transaction Count
(since 3 months)
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Volume Traded
(since 3 months) (in Lakhs)
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ISSUER
Based in Kerala, Kosamattam Finance (KFL) is a non-deposit-taking NBFC specializing in high-yield gold jewellery loans. As of March 2025, the company maintains a robust network of 971 branches, with a strategic concentration across South India.
The ratio in FY25 is 6.71x and it was 6.72x in FY24, indicating almost no changes in the debt level of the issuer in FY25.
Debt/EBITDA
The Interest Coverage Ratio has slightly improved from 1.30x in FY24 to 1.31x in FY25, indicating limited headroom for interest payments.
Interest coverage ratio
Recent News
Aug 15, 2024 | Kosamattam Finance Limited
Jul 15, 2025 | Kosamattam Finance Limited
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STEPS TO BUY THIS BOND
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PAN Card
Bank Account Proof
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Demat Account Proof
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To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Principal Amount
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BOND VALUE DETAILS
Face Value
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Stamp Duty
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Total Investment
| Cashflow for INE403Q07GD2 |
|---|
| Disclaimer: The actual dates and interest amounts can vary depending on Bank closures, holidays etc. Tax Deducted at Source (TDS) is applicable on interest receivable based on relevant tax regulations. You can avail TDS credit while filing your Income Tax Return (ITR). |
|---|
| Security Name |
|---|
| 10.00% Kosamattam Finance Limited 31 May 2028 |
| Credit Rating |
|---|
| Coupon Frequency |
|---|
| Monthly |
| Face Value |
|---|
| ₹10,000 |
| Coupon |
|---|
| 10.000000% |
| YTM or YTC |
|---|
| YTM |
| Maturity Date |
|---|
| 31/05/2028 |
| Security |
|---|
| Senior Secured |
| No. of Bonds |
|---|
| 1 |
| Settlement Date |
|---|
| Feb 26,2026 |
| Principal Amount |
|---|
| ₹9,970.4 |
| Accrued Interest |
|---|
| ₹0 |
| Stamp Duty |
|---|
| ₹0 |
| Total Amount Payable |
|---|
| ₹9,970.4 |
| Price |
|---|
| ₹99.704 |
| Yield |
|---|
| 0% |
| Year | Payment Date | Amount | Amount after TDS | Payout Type |
|---|
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
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