Security Name: 10.00% Aptus Value Housing Finance India Limited 20 Aug 2025
ISIN: INE852O07097
Taxable
Tax Category
20 Aug, 2025
Maturity Date
(-5 Mo -20 D to mature)
Monthly
Interest Payment Frequency
Yes
NRI Eligibility
20 Aug, 2018
Allotment Date
NA
Put Date
20 Aug, 2025
Next Interest Payment Date
15 days
Shut Period
Both
Active on NSDL/CDSL
Non-Guaranteed
Type of Guarantee
No
Perpetual
Private Placement
Mode of Issue
Listed
Listing Details
Non Public Sector Undertaking
Type of Issuer
Quote Not Available
Dirty Price
10%
Coupon
Fixed Interest
Coupon Basis
Quote Not Available
Current Yield
05 Aug, 2025
Record Date
YOUR EARNING
Your Investment
Final Payout
₹0
Error Generating Cashflow 😥. We are looking into this.
*All Interest Payments will be subject to TDS (Not Applicable on Government Securities and Tax Free Bonds)
YOUR RISK
Risk gauge from Low to High Safety. Needle points near High Safety. Credit rating is AA Stable (CARE).
| Rating agency | Rating | Needle position |
|---|---|---|
| CARE | AA Stable | near High Safety |
| ICRA | AA Stable | near High Safety |
Repayment Priority
Higher the level, higher the priority of investment repayment on default
Security with Collateral?
An investment secured with collateral helps
LIQUIDITY INDICATOR #
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Transaction Count
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Volume Traded
as on -- (in Lakhs)
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Transaction Count
(since 3 months)
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Volume Traded
(since 3 months) (in Lakhs)
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# Updates every 15 minutes during market hours
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ISSUER
Chennai-based Aptus (listed 2021) provides housing and SME loans (avg. Rs. 9–10 lakh) to low-income, self-employed borrowers in rural South India. As of June 2025, promoters held 40.4%. The company reported a consolidated FY2025 profit of Rs. 751.2 crore on Rs. 11,411.7 crore in assets, with Q1 FY2026 profit reaching Rs. 219.3 crore.
The ratio in FY25 is 4.18x and it was 4.19x in FY24, indicating relative stability. This suggests that although the company’s debt has increased, its EBITDA has grown proportionally, reflecting financial discipline in managing leverage.
Debt/EBITDA
The ratio in FY25 is 2.82x and it was 2.91x in FY24, indicating slight decrease in the debt servicing ability of the issuer due to increase in the interest expenses which led to overall increase in the finance cost.
Interest coverage ratio
Recent News
Jun 01, 2023 | Aptus Value Housing Finance India Limited
Apr 01, 2024 | Aptus Value Housing Finance India Limited
Jul 10, 2025 | Aptus Value Housing Finance India Limited
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STEPS TO BUY THIS BOND
Information required for KYC
PAN Card
Bank Account Proof
Aadhaar Card
Demat Account Proof
How to exit the investment?
To know more about the Bond and the issuer, download the Information Memorandum.
To read about the reasons for the ratings assigned to the Bond, download the Rating Rationale.
Quote Not Available for purchase
Disclaimer: Investments in Debt Securities/ Municipal Debt Securities/ Securitised Debt Instruments are subject to risks including delay and/ or default in payment. Read all the Offer Related documents carefully.
Source: Issuer website, Rating Rationale, Issuer Annual Report, Information Memorandum and News from Google.
